Resources

Are you prepared in case you get stranded in your vehicle?

According to the Department of Transportation, 22% of all vehicle crashes and 16% of the fatalities – in the U.S. – are due to severe weather…

Surviving the Chill: Top Tips for Preparing Your Home for Record Low Temperatures

When freezing temperatures are forecasted, safeguarding your home becomes a top priority. Our comprehensive guide will arm you with crucial knowledge and effective strategies to…

Drive Down Risk Through a Partnership with a Qualified Safety Consulting Firm

Effective safety programs are one of the best ways to reduce the risk and cost of preventable accidents. The relationship between two businesses requires the…

Drive Down Risk Through Stop Work Authority

Avoiding injury requires empowerment of all employees to stop work when significant hazards are identified. Stop work authority is a safety program where all employees…

Another Fortune 500 Company Falls Victim to CyberCrime

By Tony Hopkins, CPCU, CIC, CRM Lessons from Marriott’s Starwood Database Hack In late November, another major brand, Marriott, made headlines for a recent cyber-attack. According…

Emergency Response Safety for Schools

Most school districts and individual schools have emergency management plans in place. However, they are not always practiced regularly, coordinated with community resources, updated regularly…

Preparing for Cold Weather Driving

During the fall and winter seasons, obstacles such as rain, wildlife, darkness, snow and ice can make driving extremely dangerous.

[Checklist] Emergency Response For Schools

According to the Federal Emergency Management Agency (FEMA), there are a number of phases included in the creation of an effective emergency management program. The…

Employee Engagement in Schools

Employee engagement in the workplace has been an emerging trend across several industries but has been proven to be extremely viable in the education sector. …

Solar Energy, Insurance, and You

by Darryl Harding, Senior Production Underwriter | The Hartford Steam Boiler Inspection and Insurance Company I was recently asked “Why do I need Energy Shortfall…

Reduce Your Exposures During Work Events

Organizations host parties for a variety of reasons, including the holidays and accomplishments. While these events are fun, team-building opportunities, they can create a number…

How Technology Can Boost Workplace Safety

More than 14 people a day died while doing their jobs in 2016, highlighting the need for safety and procedural enhancements at their workplaces. Employers…

CVSA Announces Brake Safety Week Results

The Commercial Vehicle Safety Alliance (CVSA) has released the results from its most recent brake safety initiative, which took place from Sept. 16-22. The agency…

Ransomware Attacks are More Common Than Ever

Although hackers can use a growing list of cyber attacks to endanger businesses, one of the costliest and most common is ransomware. And, according to…

OSHA’s SST-16 Inspection Plan Targets Worksites Based on 2016 Reports

HIGHLIGHTS OSHA implemented a program that targets establishments for inspection based on their 2016 Form 300A data. Establishments that had elevated injury and illnesses…

IRS Begins Pay or Play Enforcement for 2016

HIGHLIGHTS The IRS began issuing Letter 226-J to ALEs in late 2018 to propose and assess employer shared responsibility penalty liability for the 2016 calendar…

The Cost of Workers Misclassification

When construction companies misclassify employees as independent contractors, they can gain a 30 percent bidding advantage, according to the United Brotherhood of Carpenters. This is…

Manage Cost of Risk, Control Price

Every facet of your organization affects your cost of risk. Regardless of the type of business you run, many find it difficult to quantify their…

Preventing Frozen Pipes

One of the messiest and most costly homeowner repairs is fixing a burst, frozen pipe. Water from a burst pipe can cause damage to carpeting,…

OSHA Clarifies Position on Post-Injury Drug Testing & Safety Incentive Programs

OSHA published its electronic recordkeeping standard in 2016. In addition to requiring the electronic submission of OSHA log information for many employers, it prohibited employers…

2019 ACA Compliance Checklist

As we near 2019, it is a good time to review changes in the ACA impacting employers. Below are key highlights to be aware of…

Alert for Employers Regarding OSHA Site Specific Targeting

Warning! Your manufacturing, construction, distribution, or not-for-profit business could be subject to OSHA inspection because of the information you provided to the agency. Employers who…

Flip the Script: Opting Out of Unemployment Taxes

Authored by Tom Kallai, Sales Executive for Horton’s Risk Advisory Solutions If your non-profit is a Human Service Agency in the state of Illinois, it…

DOL Updates Model FMLA Forms

Highlights The DOL’s model FMLA forms expired earlier this year, on May 31, 2018. The DOL repeatedly extended the forms’ expiration date while the updated…