Resources

Addressing Social Determinants of Health to Improve Employee Health Outcomes

Social factors such as housing, transportation and access to food and quality health care can have a dramatic impact on employee health outcomes.

Tax Insurance 101: Protect Your Finances with Confidence

Horton’s specialized tax insurance solutions are designed to protect against specific tax positions, ensuring you are covered when it matters most.

Top Economic Insights for 2024 – A Shift in Momentum

As businesses navigate the complexities of today’s economic landscape, making data-driven decisions has become increasingly crucial. Here are the key takeaways that business leaders should…

PCORI Payments Due July 31, 2024

The Affordable Care Act (ACA) requires health insurance issuers and self-insured plan sponsors to pay Patient-Centered Outcomes Research Institute fees (PCORI payments). The fees are…

Key Person Insurance: Essential for Business Transitions and Investment Security

The power and flexibility of key person risk protection, deferred compensation and funding future capital needs are essential for managing risk within your business.

ERISA Penalties Awarded for Failure to Provide Requested Information on Mental Health Benefits

The U.S. District Court for the District of Montana awarded over $32,000 in penalties against an employer’s self-insured health plan and its third-party administrator (TPA)…

IRS Releases FAQs Regarding Educational Assistance Programs

The Internal Revenue Service (IRS) recently issued frequently asked questions (FAQs) providing general information on educational assistance programs under Section 127 of the Internal Revenue…

Employer Considerations: Coverage of Gender-Affirming Care

In Lange v. Houston County, the 11th Circuit Court of Appeals ruled that it was a violation of Title VII of the Civil Rights Act…

HHS Updates HIPAA FAQs to Address Cybersecurity Incident Involving Change Healthcare

On May 31, 2024, the U.S. Department of Health and Human Services’ (HHS) Office for Civil Rights (OCR) updated its frequently asked questions (FAQs) to…

How to Exit a PEO: A Guide for Businesses

Exiting a Professional Employer Organization (PEO) can be a significant milestone for businesses experiencing growth and looking to regain control over their operations. The process can…

Law Alert: Cook County and Chicago Midyear Updates

Several new and updated laws take effect in Cook County and Chicago on July 1, 2024. Keep reading for more details. LOCAL MINIMUM WAGE INCREASES…

What Is Ordinance or Law Coverage?

Ordinance or law coverage is an important part of homeowners insurance that helps cover the cost of bringing your home up to current building codes…

Sewer Backup Coverage and Prevention Tips

A sewer backup issue in your home can lead to serious consequences—including clogged pipes, contaminated water, fire hazards and property damage caused by sewage buildup…

The Importance of Service Line Coverage

There are a lot of property risks to keep in mind if you’re a homeowner. But have you thought about the ones that might be…

How the DOL’s New Overtime Rule Could Affect Employee Benefits

A recent U.S. Department of Labor (DOL) final rule increases the salary thresholds used to decide whether executive, administrative and professional (EAP) employees are exempt…

Annual PCORI Payments Due by July 31, 2024

The Affordable Care Act (ACA) requires health insurance issuers and self-insured plan sponsors to remit Patient-Centered Outcomes Research Institute fees (PCORI fees). The fees are…

Illinois Releases Final Rules for Paid Leave for All Workers Act

The Illinois Department of Labor (IDOL) has released its final rules for the state’s Paid Leave for All Workers Act (the Act), which took effect…

DOL Releases Gag Clause Attestation Resources for 2024

On May 24, 2024, the U.S. Department of Labor (DOL) released various resources to assist health plans and health insurance issuers in annually submitting their…

New HIPAA Rule Will Require Changes to Privacy Notices

On April 26, 2024, the U.S. Department of Health and Human Services (HHS) released a final rule that strengthens the HIPAA Privacy Rule by prohibiting…

DOL Publishes Guidance on AI-related Wage and Hour Risks

On April 29, 2024, the U.S. Department of Labor’s (DOL) Wage and Hour Division (WHD) published Field Assistance Bulletin (FAB) No. 2024-1 on the utilization…

AI – a Bigger Opportunity or Threat?

Artificial Intelligence (AI) is a transformative technology that simulates human intelligence processes by machines, especially computer systems. These processes include learning, reasoning, and self-correction. Specific…

Enhancing Workforce Well-Being: Key Insights from The Horton Group’s Webinar on Wellness and Population Health

Wellness and population health programs are pivotal in boosting employee engagement, productivity, and retention, which are more important than ever in today’s evolving workplace dynamics.

Applicability Timeline for Section 1557 Final Rule

Action Steps The final rule is likely to trigger additional lawsuits. As a result, plan administrators and issuers should monitor all legal developments in consultation…

Compliance Overview: FAQs on Section 1557 Nondiscrimination Final Rule

Action Steps The final rule will likely trigger additional lawsuits. As a result, plan administrators and issuers should monitor all legal developments in consultation with…