Resources

New HIPAA Guidance on Use of Online Tracking Technologies

On December 2, 2022, the Department of Health and Human Services (HHS) issued a bulletin providing guidance on how the HIPAA Privacy, Security and Breach…

Final Forms and Instructions Now Available for ACA Reporting

Important Dates February 28, 2023: Paper IRS returns for 2022 must be filed by this date. March 2, 2023: Individual statements for 2022 must be…

Supreme Court Declines to Review a Challenge to Seattle’s “Pay or Play” Law

The U.S. Supreme Court has declined to review a challenge to a Seattle ordinance which required large hotel employers and related businesses to make minimum…

Aiming to Improve Transparency, Speak Out Act Signed Into Law

With an aim to improve transparency around illegal conduct in the workplace, the U.S. Congress has enacted a new law, the Speak Out Act, that…

Upcoming Deadlines for ACA Reporting

Employers subject to Affordable Care Act (ACA) reporting under Internal Revenue Code Sections 6055 or 6056 should plan to act in accordance with reporting deadlines…

IRS Solidifies Deadline Extension for Furnishing ACA Statements

On December 12, 2022, the IRS released a final rule extending the annual furnishing deadlines for Sections 6055 and 6056 reporting under the Affordable Care…

Cybercrimes Against Small Businesses Decline, but Challenges Remain

Throughout the past 12 months, small businesses and self-employed people experienced fewer cyberattacks and data breaches. Still, significant risks remain for this corner of the…

The Seven Strategies of Highly Effective Employee Recognition Programs

Republished with permission by Mployer Advisor As burnout levels and employee quit rates remain at historic highs, employers across the nation are weighing new, creative…

Employee Navigator FAQs

Employee Navigator for Mobile Employee Navigator has updated and released a new responsive site for mobile. Employees can enroll in their benefits, view compliance articles…

HortonConnect

Access, Time, and Ease Time is your most valuable asset, and with HortonConnect, you will have 24/7 online customer access. Our online portal takes the…

Using Life Insurance to Fund Buy-Sell Agreements

A Chief Concern Navigating a Buy-Sell Agreement A chief concern among business owners is what will happen upon the death of one of the owners,…

Property Coverages

PROPERTY COVERAGE—BUILDING AND PERSONAL PROPERTY COVERAGE FORM There are four types of property associated with every structure: The building or structure itself; The business personal…

Welcome To Horton Friends & Family Powered by LifeMart

As a member, you now have access to national and local discounts from brands you know and love, all in one convenient location. And, access…

Has Your Homeowners Insurance Policy Been Canceled?

Are you having trouble finding new coverage after your Southern Fidelity, Lighthouse, Avatar Property & Casualty, or St. Johns policy was canceled? This can be a…

Are employees driving their own vehicles a business risk?

By Tony Hopkins, CPCU, CIC, CRM If your employees drive their personal vehicles for work, your business is at risk of financial liability in the case…

IRS Issues New Guidance on Employer Penalties

Effective for 2014, the Affordable Care Act (ACA) imposes “pay or play” requirements on large employers to encourage them to provide group health plan coverage…

2021 Most Frequently Cited OSHA Standards – Hospitals

The Occupational Safety and Health Administration (OSHA) keeps records not only of the most frequently cited standards overall but also within particular industries. The most…

Is My Jewelry Covered?

If you are like most people, you own many items that are sentimentally or financially meaningful to you. All home insurance policies have specific internal…

Avoid Spreading Illnesses

During the fall, diseases like the flu, pneumonia, strep throat and the cold become easier to catch and transmit. And, although these illnesses generally don’t…

Annual Open Enrollment Checklist

Pre-Enrollment Period Plan ahead: Be ready to answer employee questions regarding the health care reform legislation. Understand how the legislation affects your benefits offerings and…

Combatting the Construction Labor Shortage and Protecting Your Company From Risks Associated With a Reduced Workforce

For years, qualified laborers in the construction industry have been hard to come by. As of early 2022, “over 90% of organizations somewhat have difficulty…

2023 Compliance: Key HSA Features

Individuals who are enrolled in high deductible health plans (HDHPs) have access to Health Savings Accounts (HSAs), a popular type of tax-advantaged medical savings account.…

Domestic Partnership/Civil Union Laws As Shown by State

A domestic partnership is a personal relationship between two adults (of the same sex or opposite sex) that live together and share a domestic life…

Paid Sick Leave: State Law Synopsis

As a rising trend, states across the country are enacting their own paid sick leave laws. Currently, 14 states and the District of Columbia have…