Resources

Independent Contractor vs. Motor Carrier Insurance Coverage Overview

Who typically carries what for coverage with a typical Household Goods Independent Contractor? IC = Independent Contractor | MC = Motor Carrier “x” indicates IC’s…

EBSA Updates National Enforcement Projects for 2026

The Employee Benefits Security Administration (EBSA) announced updates to its national enforcement projects for the 2026 fiscal year, on January 15, 2026. According to EBSA,…

5 Ways Employers Should Approach GLP-1 Medications

As GLP-1 medications continue to gain prominence for treating diabetes, obesity, and other emerging health conditions, employers face growing challenges in managing their impact on…

5 Reasons Gas and Welding Distributors Need Off-Cycle Health Reviews

Gas and welding distributors are facing one of the most challenging health insurance renewal seasons in a decade. Medical cost increases in the 20 to…

5 Reasons Companies Need Off-Cycle Health Reviews

We are facing one of the most challenging health insurance renewal seasons in a decade. Medical cost increases in the 20 to 30 percent range…

Why Tail Insurance Is Mission-Critical in Private Equity Transactions

In private equity, risk does not end at closing. In many ways, it begins there. One of the most misunderstood – and yet most financially…

Construction Industry Trends to Look Out for in 2026

Despite various ups and downs in recent years, the construction industry has consistently shown significant economic growth, positioning contractors and project owners for success. In…

Cybersecurity Challenges in the Manufacturing Industry

Over the past few years, the manufacturing sector has experienced rapid technological advancements. Innovations like artificial intelligence (AI), smart machinery, equipment monitoring software, digital sales…

Forklift Safety Tips

Forklifts are essential for moving materials efficiently in many workplaces, but they can also present serious safety risks if not used correctly. Injuries can occur…

Welding & Gas CFO Club Recap December 2025

Thanks to the group of 10 that were able to make it this morning. Below are the notes from our discussion on Certificates of Insurance…

ACA Reporting Deadlines Approaching

Employers that are required to report under the Affordable Care Act (ACA) pursuant to Internal Revenue Code Sections 6055 or 6056 should begin preparing now…

Guidance Issued on New Trump Accounts for Children

On December 2, 2025, the IRS issued Notice 2025-68 announcing upcoming regulations and providing initial guidance regarding Trump Accounts. Created by the One Big Beautiful…

IRS Offers Extension for Transition Relief for Some PFML Tax Obligations

The IRS offered an extension for transition relief from enforcement of some paid family and medical leave (PFML) state and employer tax obligations under Revenue…

Diversity, Equity & Inclusion Considerations for Nonprofits

Each member of a nonprofit’s board of directors brings their personal and professional life experiences to the table, making it imperative for organizations to elect…

Top 5 Healthcare Trends to Watch in 2026

As we move deeper into 2026, the healthcare landscape continues to evolve rapidly, shaped by new therapies, shifting market dynamics and ongoing economic pressures. For…

7 Home Theft Prevention Tips & Making a Home Inventory

Your home should always keep your family and possessions safe by keeping out any unwelcomed visitors. But unfortunately, a report from the FBI found that…

Why Jewelry Coverage is Worth its Weight in Gold

Jewelry is personal. In life’s journey, jewelry becomes a tangible representation of our most precious moments, representing cherished memories, milestones, and connections with loved ones.…

Empower Your Owner Operators with Our Insurance Coverage Usage Guide

Help your 1099 Contractors understand the insurance policies they are typically required to carry, what they cover and how they apply vs the Motor Carrier/Van…

Staying Safe for the Holidays

The holiday season is full of festive traditions, from gift giving and gatherings to twinkling lights and candles. While we honor these traditions, it’s important…

Ice Damming – What Is It, and Am I Covered?

Winter landscapes may seem peaceful and picturesque – however, water/ice damage makes up 20 percent of all homeowner insurance claims. Some of the most common…

State Minimum Wage Rates 2026

The minimum wage rate is projected to change in 2026 in the following states: Alaska Hawaii New York Arizona Maine Ohio California Michigan Oregon Colorado…

2026 Employee Benefit Plan Limits

Employee benefits are frequently subject to annual dollar limits that are adjusted for inflation by the IRS each year. The following commonly offered employee benefits…

New 2026 Employment Law Changes Every Employer Needs to Know

Effective January 1, 2026, many states will implement new or amended labor and employment laws. These states include: Arkansas; Colorado; Connecticut; Delaware; Illinois; Maine; Minnesota;…

Enhanced ACA Subsidies Set to Expire: Potential Impact on Employers

The Affordable Care Act (ACA) created a federally financed subsidy, known as the premium tax credit (PTC), to help eligible individuals and families with low…