Resources

What’s New for Physician Insurance in 2025

Authored by Mike Madey, Senior Vice President, and Sean Dauber, Senior Vice President Property & Casualty For better or for worse, the answer is… not…

Key Diligence Hotspots in Business Acquisitions

When evaluating potential acquisitions or assessing existing portfolios, understanding where challenging or “above average” risk exposures are concentrated is crucial. These exposures can influence the…

Welding & Gas CFO Club Recap June 2025

Thanks to those that were able to make it for our 17th CFO Club discussion. We had a very interactive discussion. Note Summary Customer Contracts/Risk…

Final Rule Introduces New Restrictions on ACA Marketplace Enrollment

On June 25, 2025, the U.S. Department of Health and Human Services (HHS) released a final rule establishing new standards for the Affordable Care Act’s…

U.S. Supreme Court Affirms ACA’s Mandate for Free Preventive Care

The U.S. Supreme Court upheld a crucial component of the Affordable Care Act’s (ACA) preventive care mandate (Kennedy v. Braidwood Management, Inc.) on June 27,…

U.S. Supreme Court Upholds Tennessee Ban on Gender-Affirming Care for Minors

On June 18, 2025, the U.S. Supreme Court upheld the constitutionality of a Tennessee law banning certain medical care for transgender minors under the age…

The Importance of Establishing an Audit Committee

In recent years, many companies have found themselves on newspaper front pages for illegal business activities. In response to these events, organizations are recognizing the…

How to Successfully Partner with For-Profit Companies

Adequate funding is crucial for nonprofit organizations, and partnering with a corporation through cause-related marketing can be a profitable way to secure revenue. However, the…

Federal Court Decision Invalidates Process for Assessing ACA Penalties

A federal court’s recent decision has created uncertainty regarding the process for assessing employer shared responsibility (or “pay-or-play”) penalties under the Affordable Care Act (ACA).…

Cost-Sharing Limits Revised for 2026 Plan Years

The U.S. Department of Health and Human Services (HHS) published a final rule to implement new standards for the Affordable Care Act’s (ACA) Marketplaces on…

Federal Court Strikes Down HIPAA Privacy Protections for Reproductive Health Care

On June 18, 2025, the U.S. District Court for the Northern District of Texas invalidated a final rule that had been issued in April 2024…

Rethinking Wellness Programs in 2025

The conversation around employee wellness programs is more critical than ever. Historically, these programs have often fallen short of their promises, leaving many employees feeling…

How Your Carrier Determines Your Auto Insurance Premiums

Auto insurance is an essential type of policy that is typically required by law. But amid uncertain economic conditions, auto insurance is yet another bill…

HHS Rescinds 2021 Interpretation and Enforcement Guidance for Section 1557

The U.S. Department of Health and Human Services (HHS) rescinded its Section 1557 interpretation and enforcement guidance from May 10, 2021, which became effective immediately…

Federal Court Removes EEOC Guidance on Gender Identity and Sexual Orientation Harassment

On May 15, 2025, the U.S. District Court for the Northern District of Texas ruled that the U.S. Equal Employment Opportunity Commission (EEOC) overstepped its…

Supreme Court to Decide Fate of ACA’s Free Preventive Care Requirement

The U.S. Supreme Court is expected to issue a ruling soon in a significant case challenging the constitutionality of a key provision of the Affordable…

Understanding the Risks of Collecting Biometric Data in Logistics and Moving & Storage

Biometric Data can include video and telematic data from cameras and AER (automated event recorder) devices. Biometric data refers to an individual’s unique physical and…

Summer Safety as Important as Summer Fun

We understand the importance of staying safe during the summer season. With so many fun activities and events happening, it’s easy to forget about potential…

Stay Wired Into Electrical Safety

May has been designated as National Electric Safety Month, with the purpose of bringing awareness to the risks of electrical hazards. While electricity is an…

HSA/HDHP Limits Will Grow in 2026

On May 9, 2024, the IRS distributed Revenue Procedure 2024-25 to provide the increased inflation-adjusted limits for health savings accounts (HSAs) and high deductible health…

IRS Releases Excepted Benefit HRA Limit for 2026

On May 1, 2025, the IRS announced the inflation-adjusted limit for Excepted Benefit Health Reimbursement Arrangements (EBHRAs) for plan years starting on or after January…

Reps & Warranties Insurance: Key Trends and Opportunities in Q2 2025

With the continued lag in M&A activity, the RWI market continues to remain competitive for insureds. Terms and rates continue to trend favorably. RWI providers…

Welding & Gas CFO Club Recap April 2025

We had another great turnout – 15 attendees for the 16th CFO Club. Thank you to all that attended! A special thank you to Chris for…

Simplified Determination Method Finalized for 2026 Creditable Coverage Determinations

The Centers for Medicare and Medicaid Services (CMS) issued Final Part D Redesign Program Instructions for calendar year 2026 on April 7, 2025. The instructions…