Resources

PODCAST – It’s Cool, I Know the Owner – Episode 2: 8 Hospitality

In this episode of “It’s Cool, I Know the Owner,” hosted by Zach Schmidt, the spotlight shines on Chris Bader and Carmen Rossi, the dynamic…

Wait, We Did All This Work to Implement MFA, and Threat Actors Can Readily Bypass It?

Multifactor Authentication (MFA) is supposed to protect our networks. And it does in many respects, but it is not a failsafe or a crutch to…

A Comprehensive Guide to Insurance for Restaurant Employees

This guide will explore the various types of insurance for restaurant employees and employee benefits and retention.

What Insurance Do You Need in Your Fast-Food Restaurant?

Running a fast-food restaurant can be rewarding, offering delectable dishes to customers quickly and efficiently. However, like any business, it comes with a risk. To…

Employee Dishonesty Coverage

Employee theft is a reality that every business owner has to deal with. Workplace crime costs businesses in the US an estimated $50 billion per…

Liquor Liability Insurance

Do you need help determining whether your business needs liquor liability insurance? The Horton Group is here for you. We will assist you in navigating…

Installation Floater Insurance

Materials that have been damaged or stolen can delay or even stop a project. Criminals are drawn to valuable building materials like copper, lead, and…

Food Allergy Liability Insurance Protection

Owning and running a food service business is unquestionably a fun way to make a living, regardless of whether you run a restaurant or food…

What Insurance Do I Need for My Restaurant?

You know that running a successful restaurant requires more than just good food. Before you open your doors, you must have insurance for a restaurant…

Ways to Prevent Crimes in Restaurants and Bars

Restaurants and bars are considered easy targets for criminals due to their unusual operating hours and the constant flow of customers. Don’t make it simple…

Commercial Auto Insurance

Commercial auto insurance is a type of business insurance that covers vehicles owned by or used by your company. It shields it from liability for…

How Much Does Restaurant Insurance Cost?

When running a restaurant, there are numerous expenses to consider, and one essential aspect is insurance coverage. Restaurant insurance protects your establishment from potential risks…

Bar Insurance

It will help if you protect your business from potential risks and liabilities when operating a bar. This is where bar insurance comes into play.…

How do restaurant insurance programs help mitigate financial losses in the event of accidents, property damage, or lawsuits?

Operating a restaurant is an exciting yet challenging business venture. Beyond the daily operations of serving delicious food and providing excellent customer service, restaurant owners…

5 Common Risks Faced by Restaurants and How Insurance Can Help

Have you ever wondered why restaurants need insurance? Just like any other business, restaurants face risks that could result in significant financial losses. These risks…

PODCAST – It’s Cool, I Know the Owner – Episode 1: Grandma Annie’s Pizza and Chicken

In this first episode of “It’s Cool, I Know the Owner,” by The Horton Group, our host Zach Schmidt, sat down with Charles Martinez and…

Rolling Thunder: How the Credit Risk Climate Affects Risk Management and D&O Insurance

At The Horton Group, we’ve received many questions regarding the recent bank failures and how those failures can potentially trigger a Directors & Officers (D&O)…

Blanket Insurance Coverage for Commercial Properties

Most commercial properties use a type of insurance referred to as “specific coverage,” in which a specific property is insured for a named risk, such…

OSHA Refers to CDC Guidance for Vaccinated Individuals

On May 18, the Occupational Safety and Health Administration (OSHA) announced reviewing the U.S. Centers for Disease Control and Prevention (CDC) recommendations for fully vaccinated…

Virtual Wellness Programs for Employers

For many, virtual work happened overnight. While some enjoy it, others miss the hustle and bustle of being in the office. As it’s still unknown…

DOL Will Allow Portions of the Tip Rule to Take Effect April 30

Important Dates December 30, 2020 – The DOL published its final rule on employee tips. The effective date was set for March 1, 2021. February 26,…

Sexual Harassment Training Required for All Illinois Employees

By Ashley L. Orler, Partner at Golan Christie Taglia LLP (“GCT”) Beginning in 2020, all employers in Illinois are required to provide annual sexual harassment training to…

2016 Election – Impact on Compliance Issues

Highlights Republican candidate Donald Trump will become the 45th president of the United States. Republicans also retained majorities in both the U.S. Senate and House…

The Cost of a Restaurant Wage Violations

Hospitality jobs are often filled by young employees and foreign workers being paid minimum wage and who, for a variety of reasons, may not fully…