Resources

HIPAA Special Enrollment Requests to Increase

Starting April 1, 2023, states that maintained continuous Medicaid enrollment during the COVID-19 pandemic may start ending coverage for individuals who are no longer eligible.…

EEOC Issues Guidance on Hearing Disabilities and the ADA

The Equal Employment Opportunity Commission (EEOC) issued new guidance on January 24, 2023, that explains how the Americans with Disabilities Act (ADA) applies to applicants…

Helpful Space Heater Tips to Keep You Safe

As winter conditions persist, you may be tempted to pull out your space heater to combat frigid temperatures. However, it is important to use your…

Illinois Supreme Court: BIPA Claims ‎Accrue With Each Scan

The Illinois Supreme Court found that claims under the Illinois Biometric Information Privacy Act (BIPA) accrue at each alleged violation, not just at the first…

Health Savings Account (HSA) Contribution Limits for Spouses

ANNUAL LIMITS 2023: $3,850 for single coverage and $7,750 for family coverage The $1,000 limit on catch-up contributions is not adjusted for inflation SPECIAL RULE…

Welding & Gas CFO Club Recap February 2023

Our third CFO Club was another success. Thanks to everyone who made it out! Welding & gas finance leaders from across the country came together…

Is The Policy Primary Or Is It Excess? Make It Clear In Your Contract And You Won’t Have To Guess!

By Melanie Fitzgibbons, Risk Transfer Consultant at The Horton Group Contractual risk transfer is an important risk transfer tool for businesses and is accomplished using a…

How’s Your Safety Culture?

Perception IS Reality, using a Safety Perception Survey to gauge your safety culture and the viewpoints of your employees. Mostly everyone agrees that having a…

The Importance of Regular Risk Assessments for Underground Utility Contractors

As underground utility, water/sewer, and excavation contractors in the utilities and telecommunications industry, you are responsible for installing the infrastructure that supports the communication and…

The Value of Surety Bonds

The way in which project owners evaluate and manage risks on construction projects, and make fiscally responsible decisions to ensure timely project completion, is crucial…

How Can the Insurance Carrier Force Me to Raise My Building’s Values?

Clients often ask me to explain why their rates go up year after year, even though they were not the ones experiencing any losses. I…

Blanket Insurance Coverage for Commercial Properties

Most commercial properties use a type of insurance referred to as “specific coverage,” in which a specific property is insured for a named risk, such…

Builder’s Risk Insurance – What’s the Big Deal?

Builder’s Risk Insurance – What’s the Big Deal?

Between a Rock and a Hard Place

By: Tom Kallai, CLCS, Sales Executive / Risk Advisory Solutions Before COVID-19 became the all-encompassing issue of 2020, another concern was growing for developmental disability…

Medicare Part D: Disclosure Notice to CMS

Employers with health plans that provide prescription drug coverage to individuals who are eligible for Medicare Part D are subject to certain disclosure requirements. One…

What to Expect from the Physician Insurance Marketplace in 2023

The physician insurance market remains chaotic as we start a new year in 2023. Healthcare pricing for employee benefits continues to rise, the malpractice marketplace…

Avoiding Litigation: Ways to Prevent Disputes That Land Claims in Court

This article is reproduced with permission from SFM Mutual Insurance Company When an attorney gets involved in a workers’ compensation claim, it can increase claim…

2022 OSHA’s Most Frequently Cited Standards: Oil and Gas Extraction

Oil and Gas Extraction (NAICS 211) The Occupational Safety and Health Administration (OSHA) keeps records not only of the most frequently cited standards overall, but…

Product Recalls Are On the Rise

According to the U.S. product recall index released by Sedgwick Claims Services Management Inc., the number of product recalls reached a 20-year high in the…

Compliance Update: Employer Reporting of Health Coverage —Code Sections 6055 & 6056

The Affordable Care Act (ACA) created reporting requirements under Internal Revenue Code (Code) Sections 6055 and 6056. Under these rules, certain employers must provide information…

ACA Reporting Deadlines Approaching

Important Dates February 28, 2023: This is the deadline for 2022 filing with the IRS in paper form. March 2, 2023: This is the deadline…

DHS States Protections for Foreign Workers Who Report Labor Violations

IMPORTANT DATES Jan. 13, 2023: DHS announced an expedited deferred action process for foreign workers who have been the victims of labor and employment violations.…

2023 Civil Penalty Amounts Increased by DOL

Effective Date January 15, 2023: The increased amounts apply to civil penalties that are assessed after January 15, 2023 (for violations occurring after November 2,…

New Federal Laws Expand Protections for Pregnant and Nursing Employees

The federal omnibus spending bill, enacted on December 29, 2022, included two new laws expanding workplace rights for employees affected by pregnancy, childbirth or related…