Resources

Pre-Employment Strength Testing: FAQs

The Equal Employment Opportunity Commission (EEOC) enforcement guidance states that an employer discriminates against a person on the basis of disability where an employer refuses…

I’ve Got Product Recall Insurance … Don’t I?

Product Recall expenses are excluded from all standard general liability policies, and that gap in coverage can only be addressed via endorsement or by purchasing…

Summer Safety As Important As Summer Fun: Manage Your Summertime Allergies

To make sure your day at the beach is exactly that – a day at the beach, not a trip to the emergency room –…

Commercial Umbrella Liability: What Limit Should I Carry?

By Edward C. Young, Jr., CWCA, Client Executive, The Horton Group One of the most common questions any Insurance Advisor will be asked is, how…

Spousal Carve Out and Waiver

Many medical plans are implementing either spousal carve out or spousal surcharge plans in an attempt to control health plan costs. There are some design…

Property Insurance Values

Every year companies go through the annual tradition of renewing their property insurance. Larger corporations have dedicated risk managers who are responsible for this transfer…