Resources

Reps & Warranties Insurance – Q4 2023 Update

In this article, we will delve into three significant insights that are currently influencing the Reps and Warranties Insurance market.

Manage the Hidden M&A Risks

Managing the hidden risks during a merger or acquisition may seem like a daunting task, but with the right information and support it can be…

Deadline for Submitting Gag Clause Attestation Is Approaching

Effective Dec. 27, 2020, the Consolidated Appropriations Act, 2021 (CAA) prohibits health plans and health insurance issuers from entering into contracts with health care providers,…

HHS Issues Rule Increasing Civil Penalties for HIPAA Violations

The U.S. Department of Health and Human Services (HHS) published a final rule increasing the civil monetary penalties for violations of the HIPAA Privacy and…

EEOC Issues Guidance on Workplace Harassment

Important Dates November 1, 2023: The EEOC is accepting comments on the proposed guidance until this date. January 1, 2024: A final version of the…

Most Employers Must File ACA Reporting Electronically in 2024

Most reporting entities will be required to complete their ACA reporting electronically starting in 2024.

What Are the Key OSHA Standards for Construction Safety?

The Occupational Safety and Health Administration (OSHA), a federal agency in the United States, has set rigorous standards to ensure the well-being of construction workers.…

A Comprehensive Guide to Insurance for Restaurant Employees

This guide will explore the various types of insurance for restaurant employees and employee benefits and retention.

What Insurance Do You Need in Your Fast-Food Restaurant?

Running a fast-food restaurant can be rewarding, offering delectable dishes to customers quickly and efficiently. However, like any business, it comes with a risk. To…

Navigating Product Recalls: Protecting Your Business and Reputation

As a manufacturer, your customers anticipate that your products will be safe and dependable. Despite your best efforts to ensure your goods are suitable for…

Excess Liability Limits for Physician Groups

By: Mike Madey, MBA, RPLU, MJ; Vice President – Business Insurance Historically, there has not really been an excess malpractice market for physician groups. Excess…

Solar Decommissioning Bonds

If you are looking for an insurance company that could help you in your solar decommissioning project to protect your clients from any damages in…

Winter Driving Safety: Trucking & Transportation Tips

Driving in winter weather can be dangerous for all vehicles but especially for truck drivers. The inclement weather can create a flurry of emotions from…

Jewelry Theft: Know Your Coverage Options & Protect Your Valuables

Jewelry often carries financial and sentimental worth, which is why we go to great lengths to protect it. In fact, surveys often reveal that jewelry…

Understanding Minnesota’s Earned Sick and Safe Time Laws

For more information, view a recorded webinar on this topic here. Minnesota’s recently enacted Earned Sick and Safe Time (ESST) laws, effective January 1st, 2024,…

Employee Dishonesty Coverage

Employee theft is a reality that every business owner has to deal with. Workplace crime costs businesses in the US an estimated $50 billion per…

How Often Does OSHA 30 Need To Be Renewed

The Occupational Safety and Health Administration (OSHA) ensures workplace safety in the United States. The goal of OSHA 30, a thorough training program, is to…

Liquor Liability Insurance

Do you need help determining whether your business needs liquor liability insurance? The Horton Group is here for you. We will assist you in navigating…

How Long Does OSHA Certification Last?

How Long Does OSHA Certification Last? The Occupational Safety and Health Administration (OSHA) certification process is important for working in fields where workplace safety is…

DOL Releases Answers to Frequently Asked Questions on Proposed Overtime Rule

On Aug. 30, 2023, the U.S. Department of Labor (DOL) published a proposed rule to modify current requirements employees in white collar occupations must meet…

New Illinois Law on Pre-Tax Transit

Understanding the Illinois Transit Benefits Act effective Jan 1, 2024: A guide for Cook County employers to offer transit passes pre-tax to full-time employees.

Deadline for Health Plans: Submit Gag Clause Attestations by December 31, 2023

Key Highlights Health plans and issuers must ensure their agreements with providers, TPAs and other service providers do not include prohibited gag clauses. Health plans…

What Types of Construction Contracts Are There?

The construction industry involves complex projects that require clear understanding and agreements between the parties involved. An essential component ensuring smooth execution and understanding of…

Understanding the Risks of Horizontal Directional Drilling in Extreme Cold Weather Conditions

Horizontal directional drilling (HDD) is a versatile method commonly used for installing pipelines, conduits, and cables without the need for an open trench. However, drilling…