Resources

New FAQs Issued on Preventive Care Coverage Requirement Following Braidwood Decision

On April 13, 2023, the Departments of Labor, Health and Human Services, and the Treasury (Departments) issued frequently asked questions (FAQs) regarding the Affordable Care…

ACA: Electronic Filing for Most Employers to Begin 2024

Important Dates March 31, 2023: The deadline for filing 2022 returns with the IRS electronically. For returns that must be filed in 2023, the threshold…

Health Plans Impacted by COVID-19 Emergency Periods Coming to an End

The Biden Administration had originally planned to end the national emergency and public health emergency (PHE) related to COVID-19 on May 11, 2023, which was…

D&O Insurance – Why Your Nonprofit Needs The Coverage

Starting a new nonprofit organization means, among other things, working your way through a checklist that can seem daunting. You dedicate yourself to a cause…

The Importance of SAFE Assessments

A strong safety culture is the foundation of every organization’s safety program. If the culture isn’t solid, no amount of training or written programs can…

EEOC Releases FAQs on Pregnant Workers Fairness Act

OVERVIEW New ADA Protections: The Pregnant Workers Fairness Act (PWFA) requires reasonable accommodations under the ADA for workers affected by pregnancy and related conditions. PWFA…

Communication and Its Effect On Patient Safety

Effective communication is crucial among healthcare professionals and teams. An overwhelming majority of medical malpractice cases arise either due to inadequate communication among healthcare providers…

Protect Your Whiskey’s Legacy: The Power of Insurance for Distillery Brand Reputation

Learn how insurance can safeguard your whiskey brand’s legacy.

Insurance Buyers Face Hardest Property Market in a Generation

Those looking to buy insurance face the hardest property insurance market in a generation, with historic inflation and skyrocketing natural disaster losses causing “significant pressure,”…

COVID-19 National Emergency Concludes Earlier Than Anticipated

On April 10, 2023, President Biden signs resolution ending the COVID-19 national emergency that had been in place since 2020. The Biden administration had announced…

Valuation vs. Insurance: Finally Explained!

The Confusion: How many times have you heard a moving company representative refer to “valuation” as “insurance”? There is no issue that creates more confusion…

Home Insurance 80% Rule: Understand Your Coverage

Making sure you’re adequately insured is of the utmost importance when it comes to your home. Despite this, many are unaware of the “80% rule”…

Understanding Employee Benefits Liability

As a business owner, you understand the importance of offering employee benefits to attract and retain top talent. However, did you know that there are…

Trending Developments Within the Trucking Sector

The trucking industry is made up of businesses that utilize large commercial motor vehicles (CMVs) to transport a variety of cargo (e.g., raw materials, product…

The Dangers of Distracted Driving

Understanding the dangers of distracted driving can encourage motorists to minimize potential distractions behind the wheel. This article contains more information on distracted driving and ways…

Trends to Watch for in the Manufacturing Industry

The manufacturing sector consists of companies that generate finished products utilizing raw materials. Due to the range of items this industry plays a role in…

Medical Expense FAQs Released as Part of National Strategy on Hunger, Nutrition and Health

Highlights The IRS released FAQs that focus on when costs related to general health, nutrition and wellness can be paid or reimbursed by an HSA,…

Health Plans Brace for Impact as COVID-19 Emergency Periods Near End

COVID-19 Emergency Periods Public Health Emergency: The U.S. Department of Health and Human Services (HHS) initially declared a PHE due to COVID-19 on January 31,…

Prescription Drug Data Collection (RxDC) Reporting

The No Surprises Act (NSA), enacted as part of the Consolidated Appropriations Act, 2021 (CAA), includes transparency provisions requiring group health plans to report information…

Illinois Governor Signs Paid Leave for ‘Any Reason’

Illinois Governor J.B. Pritzker has signed into law the Paid Leave for All Workers Act (the Act), which requires employers to provide most employees with…

HHS Shares Annual Reports on HIPAA Compliance and Breaches

The Department of Health and Human Services (HHS) provided two reports on compliance with HIPAA’s privacy, security and breach notification requirements for 2021. According to…

Rolling Thunder: How the Credit Risk Climate Affects Risk Management and D&O Insurance

At The Horton Group, we’ve received many questions regarding the recent bank failures and how those failures can potentially trigger a Directors & Officers (D&O)…

The FAQs on Silicon Valley Bank (SVB) Collapse

The collapse on March 10, 2023 of Silicon Valley Bank (SVB) resulted in the second-largest bank failure in national history and the largest since the…

The Case For Travel Insurance

‘“Be sure when you step, Step with care and great tact. And remember that life’s A great balancing act.” Dr. Seuss was one the most…