Resources

Builder’s Risk Insurance – The Game-Changer

In the dynamic world of construction, unpredictability is the only constant. Delays, accidents, and unplanned expenses can derail the most carefully planned project. This is…

Renting vs. Buying Your Insurance With Group Captives

When it comes to managing risks, businesses often purchase insurance from commercial insurance companies. However, an alternative to traditional insurance is the use of a…

These Supreme Court Cases Could Impact Employers in 2023

During the 2022-2023 term, the U.S. Supreme Court is scheduled to hear and decide numerous cases that could significantly influence the workplace. While labor and…

The Importance of Business Interruption Insurance for Manufacturers

As a manufacturer, you are likely aware of the risks that come with running a business. One of the most significant risks is the possibility…

Do You Need Insurance for an RV? Absolutely Not! (Sarcasm Intended)

Welcome, fellow adventurers, to the realm of RV ownership! Picture yourself cruising down the open road, the wind in your hair, and not a single…

Understanding Nonprofit Board of Directors Liabilities

Understanding the Risks and Responsibilities of Nonprofit Board Members Nonprofit organizations play a vital role in providing essential social services to communities. Essential social services…

Hired Non-Owned Auto Coverage: Essential Guide for Businesses

As a business owner, you know that your company faces a variety of risks every day. From cyber attacks to property damage, there are many…

Slash Your Whiskey Distillery Insurance Premiums and Keep Your Business Safe

Whiskey distilleries face a unique set of risks, from flammable materials to potential explosions. This is why insurance is critical for distillery owners.

Pouring Over Protection: The Benefits of Insuring Your Wine Collection

As wine has gained popularity in recent years, more Americans have found themselves investing large sums in the beverage. Most buy for immediate enjoyment. Others…

Home Pool Hazards: Ensuring Safety in Your Swimming Pool

Although swimming can be carefree fun, owning a backyard pool comes with serious responsibilities. In fact, there are many safety precautions to take to make…

Behind the Rise of Auto Insurance Premiums

The automotive industry recorded a net underwriting loss of $26.9 billion for 2022, more than six times the $3.8 billion underwriting loss in 2021. As…

Aged to Perfection: The Top Dos and Don’ts of Long-Term Wine Storage

According to research conducted by Sonoma State University, upwards of ninety percent of wines purchased in the United States are consumed within one to two…

5 Common Risks Faced by Restaurants and How Insurance Can Help

Have you ever wondered why restaurants need insurance? Just like any other business, restaurants face risks that could result in significant financial losses. These risks…

Why Do I Need General Liability Coverage If I Am a Hospital-Based Physician?

Most physicians who contract out their services (Anesthesiology, Radiology, Pathology and Emergency Groups) are based in the hospital, have no outside office, and therefore assume…

Physician Employment Contracts and Medical Malpractice Tail Insurance

In today’s litigious society, physician employment contracts are a necessity. Generally, physician separations from group practices are amicable; however, more often than not there are…

Don’t Let the Sun Get You Down

Summer is the perfect time for family vacations as kids are out of school, and parents need a break from work. Traveling allows children to…

Welding & Gas CFO Club Recap April 2023

Our fourth CFO Club was another success on April 26. Thanks to everyone who made it out! We had a record turnout, with 15 members…

End of the Public Health Emergency

Date Issued: April 2023 Background The Public Health Emergency (PHE), originally declared by HHS in March 2020 and renewed every three months since then. The…

Keeping Pace: Three Steps Growing Home Healthcare Agencies are Taking to Protect Themselves

It’s no secret that Home Healthcare is one of the fastest growing industries today. It is not uncommon to see an agency rapidly increase not…