Resources

Officer Exclusion from Workers’ Compensation Insurance

Most states require employers to purchase a workers’ compensation insurance policy to cover workers who are injured or made ill due to a workplace exposure.…

How a “SMALL Perk” Can Cause Big Problems

The 24-Hour Company Car Exposure By Tony Hopkins, CPCU, CIC, CRM Are you unknowingly increasing your corporate insurance premiums or even worse, the company’s future insurability? Learn…

Directing Volunteers in Your Organization

Many nonprofit organizations’ workforces are mainly comprised of volunteers. These individuals devote their time and energy to help the community through your organization. Though these…

New Compliance Directive Issued by OSHA for its Excavation Standard

OSHA issued a compliance directive for its excavation standard on July 1, 2021. The directive provides guidance and inspection procedures for the enforcement of the…

Smoke Detector Maintenance

Smoke detectors are one of the most important safety devices you can install in your home to protect your personal belongings and your family. The…

Beware of the risks with Home Sharing and Airbnb

Today, smartphones and the internet have helped create new sharing services that allow homeowners to connect with travelers and rent out their homes, spare bedrooms…

Avoiding OSHA Citations

When OSHA shows up at your job site, how prepared are you to respond? Driving Down OSHA Compliance Risk This case study shows how the…

What’s Going on in Cyber Security and Cyber Insurance? And What Can You Do About It?

By Aaron Turner, Practice Group Leader – Management Liability I am very lucky that my two elementary-school-aged sons are into baseball and had great seasons. Our family…

What You Need to Know About Home Insurance

Home insurance carriers offer a wide variety of policy forms and products. It may be tempting to select your carrier based on size or name,…

IRS Releases Additional Q&As on American Rescue Plan’s COBRA Subsidy

The IRS issued Notice 2021-46 on July 26, 2021, which provides additional guidance on the application of the American Rescue Plan Act (ARPA) subsidy for…

Interim Final Rule on the No Surprises Act Issued by Joint Departments

The Office of Personnel Management (OPM); along with the departments of Health and Human Services (HHS), Labor (DOL), and Treasury; released “Part 1” of regulations…

COBRA Subsidy – Updated Form 941

Issue Date: July 2021 Form 941, the employer’s quarterly federal tax return, has been updated to allow employers to claim a credit for any COBRA…

Long Term Care – The Case to Have It

According to the Centers for Medicare & Medicaid Services (CSM), every day in America, nearly 10,000 people turn age 65.  And despite a recent decline—with…

Safety in Construction: Saving a Life with Stop Work Authority

Do your employees feel empowered to stop work when significant hazards are identified? Driving Down Injury & Risk Keeping your workers safe and allowing them…

Open Enrollment Teaser video. Check it out below!

Let your employees know that Open Enrollment season is here. Feel free to share our Open Enrollment teaser with your employees. Here is a link…

Firework Safety

Fireworks are a staple of many Fourth of July and other celebrations, but it is important that you take precautions to ensure your special event…

Swimming Pool Safety

Many homeowners add backyard pools as a way to entertain and beat the hot summer days. However, adding a pool to your property also increases…

Remodeling your Home?

Experts estimate that one in four of remodeling projects add at least 25 percent to the value of a home, yet often most homeowners forget…

The Rising Cost of Building Materials and Homeowners Insurance

Recent findings from the National Association of Home Builders (NAHB) confirmed that household construction costs have surged over the past year. This rise in construction…

Do You Have Enough Life Insurance?

Even if you already have life insurance through your employer, you may be underinsured. If you’d like the security of knowing that you have enough…

FAQs Released by IRS on ARP Tax Credits for Paid Sick and Family Leave

In early June, new FAQs were released by the Internal Revenue Service (IRS) related to tax credits for eligible employers who voluntarily provide paid employee leave…

EEOC Updates Sexual Orientation and Gender Identity Resources

Two weeks ago, on June 15, 2021, the Equal Employment Opportunity Commission (EEOC) issued guidance regarding sexual orientation or gender identity (SOGI) discrimination for employers,…

2021 ACA Reporting Released Draft Forms

Important Dates January 31, 2022 – Individual statements for 2021 must be furnished by Jan. 31, 2022. February. 28, 2022 – Paper IRS returns for 2021 must…

Challenge to the ACA’s Individual Mandate Rejected by Supreme Court

The U.S. Supreme Court rejected a lawsuit challenging the constitutionality of the Affordable Care Act’s (ACA) individual mandate in a 7-2 ruling on June 17th,…