Resources

Preparing Your Car for Winter Weather

Even if you live in an area where the winters are mild, you still need to perform a car care check as the days grow…

Return to Basics in Physician Medical Malpractice Underwriting

Authored by Mike Madey, MBA, RPLU, MJ As I’m sure you are aware, the Medical Professional Liability marketplace is going through some significant hardening. Some…

7th and 3rd Circuit: USERRA’s “Rights and Benefits” May Require Paid Military Leave

The federal Uniformed Services Employment and Reemployment Rights Act (USERRA) provides job protections for employees who miss work due to service in uniformed services. Among…

The U.S. Department of Labor Announces Final Rule on Employee Tip Regulations

On Sept. 23, the U.S. Department of Labor announced a final rule that will amend Fair Labor Standards Act (FLSA) regulations for employees that receive…

DOL Increases Minimum Wage Rate for Federal Contractors to $11.25

The U.S. Department of Labor (DOL) increased the minimum wage rate to $11.25 per hour for federal contractors on Sept. 15, 2021. Similarly, the minimum…

IRS Provides Employer Guidance for Reporting FFCRA Leave in 2021

The IRS issued Notice 2021-53 on Sept. 7, 2021, which provides guidance for employers on how to report sick and family leave wages paid to…

OSHA Initiating Expanded Measures to Better Protect Workers from Extreme Heat Hazards

OSHA announced on September 20th, 2021 that it will be initiating enhanced measures to better protect workers in hot environments and reduce the dangers of…

Affordability Percentages Significantly Reduced for 2022

The IRS released Revenue Procedure 2021-36 on August 30, 2021. This will index the contribution percentages in 2022 for determining affordability of an employer’s plan…

Onboard Cameras Can Decrease Truckers’ Rising Insurance Costs

Many trucking companies have benefited from installing cameras inside their vehicles – the footage allows them to coach drivers and avoid protracted litigation. And now,…

Safety and Return on Investment

Many business owners and financial personnel want to know the investment they make in a safety program produces a return. Studies indicate that every $1…

The Sky Is Falling – Umbrella Premium Shock?

The CIAB (Council of Insurance Agents & Brokers) Commercial Property/Casualty Market Report for Q2 2021 showed that out of your standard insurance lines (Auto, Property,…

How To Select an Umbrella Liability Limit

By Tony Hopkins, CPCU, CIC Carrying an adequate umbrella limit can be the difference between having your company today and losing it tomorrow. Selecting a…

FAQs Released to Clarify Preventative Coverage Guidelines for HIV PrEP

The Departments of Health and Human Services (HHS), Labor (DOL) and the Treasury (Departments) recently issued frequently asked questions (FAQs) about preventive care coverage requirements…

No Surprises Act and Transparency Rule FAQs

The Departments of Labor (DOL), Health and Human Services (HHS) and the Treasury (Departments) announced frequently asked questions (FAQs) regarding the implementation of the No…

Does Your School Need Incidental Medical Malpractice Coverage?

Incidental medical malpractice insurance is designed to cover organizations outside the health care industry that have medical exposure for operations that are not the major…

COBRA Subsidy Expiration Notice

The American Rescue Plan Act provides COBRA premium assistance to eligible individuals and imposes notice requirements on health plans. One such requirement is that plans must…

Playground Liabilities and Safety

Playgrounds allow children to exercise and expel excess energy so they can better focus in the classroom and are an important part of young children’s…

Creative Benefits: Family Building Benefits

While there may be some challenges in the path to parenthood, how individuals build their family is unique to them. The pandemic has added to…

Officer Exclusion from Workers’ Compensation Insurance

Most states require employers to purchase a workers’ compensation insurance policy to cover workers who are injured or made ill due to a workplace exposure.…

How a “SMALL Perk” Can Cause Big Problems

The 24-Hour Company Car Exposure By Tony Hopkins, CPCU, CIC, CRM Are you unknowingly increasing your corporate insurance premiums or even worse, the company’s future insurability? Learn…

Directing Volunteers in Your Organization

Many nonprofit organizations’ workforces are mainly comprised of volunteers. These individuals devote their time and energy to help the community through your organization. Though these…

New Compliance Directive Issued by OSHA for its Excavation Standard

OSHA issued a compliance directive for its excavation standard on July 1, 2021. The directive provides guidance and inspection procedures for the enforcement of the…

Smoke Detector Maintenance

Smoke detectors are one of the most important safety devices you can install in your home to protect your personal belongings and your family. The…

Beware of the risks with Home Sharing and Airbnb

Today, smartphones and the internet have helped create new sharing services that allow homeowners to connect with travelers and rent out their homes, spare bedrooms…