Resources

Success in Wellness, Are You Seeing Results?

As wellness remains a popular buzzword around most businesses – is your wellness program driving the success you need to deem it “beneficial?” While participation-based…

Living in Interesting Times: Hardening Markets and Opioid Litigation

By Mike Madey, MBA, RPLU, MJ, Vice President of Horton Risk Advisory Solutions and Healthcare Practice Leader There is an old Chinese curse, which proclaims;…

Pitfalls of Indemnity Agreements: Protecting Yourself and Your Insurability

By: Matt Meyer, Senior Sales Executive / Risk Advisory Solutions, Construction Practice In the construction industry, contractors often rush to execute agreements without fully understanding…

What is Cadillac Tax?

Cadillac / Exercise Tax is a provision of the Affordable Care Act (ACA) that was designed to disincentive employers from offering benefit-rich plans. However, as…

Preventive Care Expansion on HSAs

Authored by Larry Grudzien, Attorney-At-Law In Notice 2019-45, the IRS expands the list of preventive care benefits permitted to be provided by a high deductible health plan…

OSHA – Crossing the T’s and Dotting the I’s

Many employers believe they are in full compliance with OSHA requirements only to learn, the hard way, there are pieces still missing. The complexity of…

Is Your Company Prepared to Save a Life?

With nearly 40 years of safety experience, I’ve dealt with too many horrific work-related injuries and fatalities. Companies often “get religion” after a work-related death…

Safety Challenges in a Strong Economy

It is hard to find something wrong with a strong economy, but there are a growing number of safety-related challenges associated with the current, robust…

Cyber Security: When Do We Wake Up?

One of the biggest risks that unknown and unaware of is cyber risk. The variety of attacks evolves year-after-year as cybercriminals continue to advance their…

It’s what’s outside that counts

Whether the sun is shining, wind is howling or snow is falling down, it’s important to maintain your home to prevent wear and tear over…

Cyber Risks in the Manufacturing Industry

With the rapid development of technology, the intersection of cybersecurity and advanced manufacturing has become increasingly important. As organizations delve deeper into Industry 4.0, they…

Knowing If You Have Gaps in Your Insurance Coverages

By: Tony Hopkins / Practice Leader, Vice President & William Cray / Sales Executive First, how would you possibly know if your policies have gaps…

District of Columbia Universal Paid Leave

OVERVIEW The D.C. Universal Paid Leave Act (Act) will require virtually all employers to fund paid family and medical leave for employees through an increase in…

Fire Protection Impairment Programs

An uncontrolled fire can be extremely damaging to your organization, and while a fire protection system may be able to protect against many threats, impairments…

3D Printing and Your Supply Chain

At one time, the concept of 3D printing may have seemed like science fiction. These days, however, the technology is revolutionizing how companies across a…

Washington Enacts Public Health Care Option

On May 13, 2019, Washington state Governor Jay Inslee signed SB 5526 into law to establish a public option health care program in the state.…

ERISA Fidelity Bonds

FIDELITY BOND BASICS A fidelity bond protects the employee benefit plan against losses due to fraud or dishonesty. A fidelity bond must name (or identify)…

Performance Review Trends in 2019

What does the term “performance review” mean to you? To many people, it means sitting down at the end of the year with a manager…

Welcome 2019 Interns!

We’re excited to welcome our 2019 internship class! This years intern class includes students from Millikin University, Illinois State University, University of WI – Whitewater,…

Must Love Animals

This month our Chicago office visited PAWS Chicago. Our visit started with an introduction to the organization and its mission. PAWs is doing amazing work!…

How Can Employers Prepare for the Growing Legalization of Cannabis?

The legalization of cannabis continues to grow across the United States with Michigan’s recent entry as the 10th state to join on suit for recreational…

HHS Moves for More Drug Price Transparency

Beginning in May of last year, the Trump administration began searching for ways to curb out- of-control prescription drug costs—referring to the initiative as American Patients First.…

Marijuana in the Workplace

Marijuana, derived from the Cannabis sativa plant, is classified as a Schedule I substance under the Controlled Substances Act, indicating it has a high potential…

Drive Down Workload with Professional Safety Consulting Services

Replacing hazardous substances with less hazardous alternatives reduces risk and cost associated with OSHA compliance. A Horton client in Wisconsin requested assistance to evaluate compliance…