Resources

Solar Energy, Insurance, and You

by Darryl Harding, Senior Production Underwriter | The Hartford Steam Boiler Inspection and Insurance Company I was recently asked “Why do I need Energy Shortfall…

Reduce Your Exposures During Work Events

Organizations host parties for a variety of reasons, including the holidays and accomplishments. While these events are fun, team-building opportunities, they can create a number…

How Technology Can Boost Workplace Safety

More than 14 people a day died while doing their jobs in 2016, highlighting the need for safety and procedural enhancements at their workplaces. Employers…

CVSA Announces Brake Safety Week Results

The Commercial Vehicle Safety Alliance (CVSA) has released the results from its most recent brake safety initiative, which took place from Sept. 16-22. The agency…

Ransomware Attacks are More Common Than Ever

Although hackers can use a growing list of cyber attacks to endanger businesses, one of the costliest and most common is ransomware. And, according to…

OSHA’s SST-16 Inspection Plan Targets Worksites Based on 2016 Reports

HIGHLIGHTS OSHA implemented a program that targets establishments for inspection based on their 2016 Form 300A data. Establishments that had elevated injury and illnesses…

IRS Begins Pay or Play Enforcement for 2016

HIGHLIGHTS The IRS began issuing Letter 226-J to ALEs in late 2018 to propose and assess employer shared responsibility penalty liability for the 2016 calendar…

The Cost of Workers Misclassification

When construction companies misclassify employees as independent contractors, they can gain a 30 percent bidding advantage, according to the United Brotherhood of Carpenters. This is…

Manage Cost of Risk, Control Price

Every facet of your organization affects your cost of risk. Regardless of the type of business you run, many find it difficult to quantify their…

Preventing Frozen Pipes

One of the messiest and most costly homeowner repairs is fixing a burst, frozen pipe. Water from a burst pipe can cause damage to carpeting,…

OSHA Clarifies Position on Post-Injury Drug Testing & Safety Incentive Programs

OSHA published its electronic recordkeeping standard in 2016. In addition to requiring the electronic submission of OSHA log information for many employers, it prohibited employers…

2019 ACA Compliance Checklist

As we near 2019, it is a good time to review changes in the ACA impacting employers. Below are key highlights to be aware of…

Alert for Employers Regarding OSHA Site Specific Targeting

Warning! Your manufacturing, construction, distribution, or not-for-profit business could be subject to OSHA inspection because of the information you provided to the agency. Employers who…

Flip the Script: Opting Out of Unemployment Taxes

Authored by Tom Kallai, Sales Executive for Horton’s Risk Advisory Solutions If your non-profit is a Human Service Agency in the state of Illinois, it…

DOL Updates Model FMLA Forms

Highlights The DOL’s model FMLA forms expired earlier this year, on May 31, 2018. The DOL repeatedly extended the forms’ expiration date while the updated…

How to Conduct an Effective Safety Training Session

Safety training is one of the pillars of an effective safety and risk management program. Unfortunately, many employers approach the subject with just one thing…

Worker Safety – Before The Advent of Stop Work Authority

Today, stop work authority is where any employee exercises their voice to stop work activity they perceive as dangerous by another. Stop work authority extends…

FDA Warning on Dragon’s Breath

On August 30th, the FDA (U.S. Food & Drug Administration) issued an alert to consumers and retailers on the hazards of eating, drinking, or handling food…

“Budgeting” for Accidents and Injuries

Many of us have a responsibility for creating and managing budgets for a business or a department within a business. As safety consultants, we will…

Controlling Medical Expenses with Supplemental Accident Insurance

How supplemental accident coverage can help control medical costs. Authored by Paul Shaheen, RHU REBC There’s an accidental tourist in all of us. And it often…

Nonemergency Transportation: An Urgent Need

The largest American generation, baby boomers, are turning 65. In fact, an average of 10,000 a day are hitting that big birthday. This is on…

The Importance of Background Checks

Employing trustworthy, quality educators is one of the most important responsibilities of an administrator, and background checks are a fundamental part of ensuring this trustworthiness.…

OSHA Electronic Recordkeeping Update

OSHA issued a proposed rule on July 27th that would roll back certain aspects of the Recordkeeping Standard. Affected employers with more than 250 employees…

Distracted Driving

The number of motor vehicle accidents, deaths, and injuries attributed to distracted driving continues to be a national concern. The drastic increase in motor vehicle…