Resources

How to Successfully Partner with For-Profit Companies

Adequate funding is crucial for nonprofit organizations, and partnering with a corporation through cause-related marketing can be a profitable way to secure revenue. However, the…

Federal Court Decision Invalidates Process for Assessing ACA Penalties

A federal court’s recent decision has created uncertainty regarding the process for assessing employer shared responsibility (or “pay-or-play”) penalties under the Affordable Care Act (ACA).…

Cost-Sharing Limits Revised for 2026 Plan Years

The U.S. Department of Health and Human Services (HHS) published a final rule to implement new standards for the Affordable Care Act’s (ACA) Marketplaces on…

Federal Court Strikes Down HIPAA Privacy Protections for Reproductive Health Care

On June 18, 2025, the U.S. District Court for the Northern District of Texas invalidated a final rule that had been issued in April 2024…

Rethinking Wellness Programs in 2025

The conversation around employee wellness programs is more critical than ever. Historically, these programs have often fallen short of their promises, leaving many employees feeling…

How Your Carrier Determines Your Auto Insurance Premiums

Auto insurance is an essential type of policy that is typically required by law. But amid uncertain economic conditions, auto insurance is yet another bill…

HHS Rescinds 2021 Interpretation and Enforcement Guidance for Section 1557

The U.S. Department of Health and Human Services (HHS) rescinded its Section 1557 interpretation and enforcement guidance from May 10, 2021, which became effective immediately…

Federal Court Removes EEOC Guidance on Gender Identity and Sexual Orientation Harassment

On May 15, 2025, the U.S. District Court for the Northern District of Texas ruled that the U.S. Equal Employment Opportunity Commission (EEOC) overstepped its…

Supreme Court to Decide Fate of ACA’s Free Preventive Care Requirement

The U.S. Supreme Court is expected to issue a ruling soon in a significant case challenging the constitutionality of a key provision of the Affordable…

Understanding the Risks of Collecting Biometric Data in Logistics and Moving & Storage

Biometric Data can include video and telematic data from cameras and AER (automated event recorder) devices. Biometric data refers to an individual’s unique physical and…

Stay Wired Into Electrical Safety

May has been designated as National Electric Safety Month, with the purpose of bringing awareness to the risks of electrical hazards. While electricity is an…

HSA/HDHP Limits Will Grow in 2026

On May 9, 2024, the IRS distributed Revenue Procedure 2024-25 to provide the increased inflation-adjusted limits for health savings accounts (HSAs) and high deductible health…

IRS Releases Excepted Benefit HRA Limit for 2026

On May 1, 2025, the IRS announced the inflation-adjusted limit for Excepted Benefit Health Reimbursement Arrangements (EBHRAs) for plan years starting on or after January…

Reps & Warranties Insurance: Key Trends and Opportunities in Q2 2025

With the continued lag in M&A activity, the RWI market continues to remain competitive for insureds. Terms and rates continue to trend favorably. RWI providers…

Welding & Gas CFO Club Recap April 2025

We had another great turnout – 15 attendees for the 16th CFO Club. Thank you to all that attended! A special thank you to Chris for…

Simplified Determination Method Finalized for 2026 Creditable Coverage Determinations

The Centers for Medicare and Medicaid Services (CMS) issued Final Part D Redesign Program Instructions for calendar year 2026 on April 7, 2025. The instructions…

RxDC Reporting Due June 1, 2025

The No Surprises Act (NSA), enacted as part of the Consolidated Appropriations Act, 2021 (CAA), includes transparency provisions that require group health plans to report…

Top Nonprofit Board Governance Mistakes and How to Mitigate Them

The board of directors serves as the governing body of a nonprofit, tasked with advancing the organization’s mission by establishing and implementing ethical policies. These…

New Executive Order Focuses on Reducing Drug Costs and Improve PBM Transparency

On April 15, 2025, President Donald Trump issued an executive order directing his administration to pursue a broad set of actions aimed at lowering prescription…

Amerisure Nuclear Verdicts for Auto Webinar

Presented by Enjonli Hutchison – Risk Management Manager & Host of Amerisure’s Risk Management Webinars George Pavarini – VP Complex & Specialty Commercial Claims Kathleen…

Supreme Court Decision Could Trigger Increase in ERISA Fiduciary Lawsuits

On April 17, 2025, the U.S. Supreme Court unanimously ruled that employees can challenge their employer’s fee arrangement with a retirement plan service provider under…

Benchmarking Your Safety Program – How Do You Stack Up?

Want to find out what the best in the industry are doing for safety? Need some new ideas to keep your safety program fresh or…

Employee Compensation and Benefits Amid Layoffs and Furloughs

During periods of economic or business uncertainty, employers may need to reduce their workforce. Such reductions can take a variety of forms but frequently include…

Top 3 Ways to Boost Your Employee Retention Rate Through Benefits Communication

In today’s competitive job market, companies are constantly searching for ways to retain top talent. Beyond the usual draws like salary, culture and career growth,…