Resources

Federal Court Decision Invalidates Process for Assessing ACA Penalties

A federal court’s recent decision has created uncertainty regarding the process for assessing employer shared responsibility (or “pay-or-play”) penalties under the Affordable Care Act (ACA).…

Cost-sharing Limits Revised for 2026 Plan Years

The U.S. Department of Health and Human Services (HHS) published a final rule to implement new standards for the Affordable Care Act’s (ACA) Marketplaces on…

Federal Court Strikes Down HIPAA Privacy Protections for Reproductive Health Care

On June 18, 2025, the U.S. District Court for the Northern District of Texas invalidated a final rule that had been issued in April 2024…

Rethinking Wellness Programs in 2025

As we step into 2025, the conversation around employee wellness programs is more critical than ever. Historically, these programs have often fallen short of their…

How Your Carrier Determines Your Auto Insurance Premiums

Auto insurance is an essential type of policy that is typically required by law. But amid uncertain economic conditions, auto insurance is yet another bill…

HHS Rescinds 2021 Interpretation and Enforcement Guidance for Section 1557

The U.S. Department of Health and Human Services (HHS) rescinded its Section 1557 interpretation and enforcement guidance from May 10, 2021, which became effective immediately…

Federal Court Removes EEOC Guidance on Gender Identity and Sexual Orientation Harassment

On May 15, 2025, the U.S. District Court for the Northern District of Texas ruled that the U.S. Equal Employment Opportunity Commission (EEOC) overstepped its…

Supreme Court to Decide Fate of ACA’s Free Preventive Care Requirement

The U.S. Supreme Court is expected to issue a ruling soon in a significant case challenging the constitutionality of a key provision of the Affordable…

Understanding the Risks of Collecting Biometric Data in Logistics and Moving & Storage

Biometric Data can include video and telematic data from cameras and AER (automated event recorder) devices. Biometric data refers to an individual’s unique physical and…

Summer Safety as Important as Summer Fun

We understand the importance of staying safe during the summer season. With so many fun activities and events happening, it’s easy to forget about potential…

Stay Wired Into Electrical Safety

May has been designated as National Electric Safety Month, with the purpose of bringing awareness to the risks of electrical hazards. While electricity is an…

HSA/HDHP Limits Will Grow in 2026

On May 9, 2024, the IRS distributed Revenue Procedure 2024-25 to provide the increased inflation-adjusted limits for health savings accounts (HSAs) and high deductible health…

IRS Releases Excepted Benefit HRA Limit for 2026

On May 1, 2025, the IRS announced the inflation-adjusted limit for Excepted Benefit Health Reimbursement Arrangements (EBHRAs) for plan years starting on or after January…

Reps & Warranties Insurance: Key Trends and Opportunities in Q2 2025

With the continued lag in M&A activity, the RWI market continues to remain competitive for insureds. Terms and rates continue to trend favorably. RWI providers…

Welding & Gas CFO Club Recap April 2025

We had another great turnout – 15 attendees for the 16th CFO Club. Thank you to all that attended! A special thank you to Chris for…

Simplified Determination Method Finalized for 2026 Creditable Coverage Determinations

The Centers for Medicare and Medicaid Services (CMS) issued Final Part D Redesign Program Instructions for calendar year 2026 on April 7, 2025. The instructions…

RxDC Reporting Due June 1, 2025

The No Surprises Act (NSA), enacted as part of the Consolidated Appropriations Act, 2021 (CAA), includes transparency provisions that require group health plans to report…

Top Nonprofit Board Governance Mistakes and How to Mitigate Them

The board of directors serves as the governing body of a nonprofit, tasked with advancing the organization’s mission by establishing and implementing ethical policies. These…

New Executive Order Focuses on Reducing Drug Costs and Improve PBM Transparency

On April 15, 2025, President Donald Trump issued an executive order directing his administration to pursue a broad set of actions aimed at lowering prescription…

Amerisure Nuclear Verdicts for Auto Webinar

Presented by Enjonli Hutchison – Risk Management Manager & Host of Amerisure’s Risk Management Webinars George Pavarini – VP Complex & Specialty Commercial Claims Kathleen…

Supreme Court Decision Could Trigger Increase in ERISA Fiduciary Lawsuits

On April 17, 2025, the U.S. Supreme Court unanimously ruled that employees can challenge their employer’s fee arrangement with a retirement plan service provider under…

Benchmarking Your Safety Program – How Do You Stack Up?

Want to find out what the best in the industry are doing for safety? Need some new ideas to keep your safety program fresh or…

Employee Compensation and Benefits Amid Layoffs and Furloughs

During periods of economic or business uncertainty, employers may need to reduce their workforce. Such reductions can take a variety of forms but frequently include…

Form 5500 Filing Deadline is July 31st

2025 Deadlines July 31, 2025: Form 5500 deadline for employers with calendar year plans that do not qualify for a filing exemption. October 15, 2025:…