YMCA Risk Management and Safety Solutions

Protecting Your Mission. Managing Your Risk.

At Horton, a Marsh McLennan Agency, we understand the unique challenges and responsibilities that come with operating a YMCA. From day camps to aquatic programs, your work strengthens communities – and you deserve an insurance partner who protects your mission as seriously as you do.

It’s never been more important to make sure the right carriers see your YMCA

We help ensure your organization is presented to insurers in the best light, backed by data, strategy, and a proactive risk management approach. At renewal, we don’t just bring a quote – we bring a plan.

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Insurance Solutions Built for YMCAs

We specialize in coverages that meet the diverse needs of human service organizations like yours.

Camp Coverage

Camper Accident Insurance

Abuse and Molestation Coverage

Professional Liability

Directors & Officers (D&O) Insurance

Property and Wildfire Protection

Safety Services That Support Your Staff and Members

Your YMCA’s safety standards impact your coverage, your claims, and your community.

OSHA Compliance Support

DOT Compliance Guidance

Aquatics Safety Consulting

Year-Round Risk Management Partnership

We don’t wait for accidents to happen. We help prevent them.

Risk Assessment and Gap Analysis

Accident Review Boards

Contractual Risk Transfer Strategies

Experience MOD Score Management

Let’s build a smarter risk strategy together.

Reach out to learn how we help YMCAs like yours reduce claims, improve safety and gain access to the right insurance markets.

Tom Kallai

Senior Vice President

Anthony Hamo

Vice President

Getting Acquainted with

Nonprofit Insurance

Imagine you’re driving a car (your nonprofit) along a rocky road (the unpredictable business world). Wouldn’t you prefer to have a solid insurance policy (financial protection) rather than leaving your car exposed to potential damage?

Similar to auto insurance, nonprofits need insurance policies to mitigate potential risks and protect their employees. They ensure your nonprofit can carry on with its mission no matter what.

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General Liability Insurance

Think of general liability insurance as the superhero cape for your nonprofit. It offers broad protection against common risks such as bodily injury or property damage incidents occurring on your premises or during your operations.

Directors and Officers Liability Insurance

Picture this: You’re the captain of a ship, steering it through choppy waters. If something goes wrong, the crew (stakeholders) might hold you accountable. Directors and Officers (D&O) Liability Insurance protects your board members and officers from personal liability if they’re sued for decisions made on behalf of your nonprofit.

Group Medical Insurance

Like a safety net, it covers healthcare costs, promoting a healthier workforce. Attracting talent and potentially offering tax advantages, it’s a smart move for nonprofits. It’s the icing on your nonprofit’s cake, promoting a healthy team dedicated to your mission.

Workers’ Compensation Insurance

Just like the sturdy fence around a playground keeps children safe while they play, workers’ compensation insurance ensures your employees are protected if they get injured or fall ill due to their job.

Cyber Liability Insurance

In the digital age, cybersecurity threats are the equivalent of storm clouds gathering on the horizon. Cyber liability insurance is your umbrella, protecting your nonprofit from the rain of potential data breaches or cyberattacks.

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People First Insurance Brokers

Find out how our services can assist you in becoming better prepared and protected for what comes next.

Contact Us

Jason Haas, Taft-Hartley, insurance broker.

At Horton, a Marsh McLennan Agency, we understand the unique challenges and responsibilities that come with operating a YMCA. From day camps to aquatic programs, your work strengthens communities – and you deserve an insurance partner who protects your mission as seriously as you do.