The Hidden Engine of Rising Costs: How “Legal Abuse” is Reshaping the Insurance Landscape

The Hidden Engine of Rising Costs: How “Legal Abuse” is Reshaping the Insurance Landscape

The numbers on your latest insurance renewal could tell a frustrating story, especially if you are looking at auto or umbrella/excess coverage. While many attribute…

DOL’s Questions and Answers Regarding Proposed Independent Contractor Rule

On Feb. 27, 2026, the U.S. Department of Labor (DOL) issued a proposed rule that would rescind the department’s 2024 final independent contractor rule and…

Tips for Employers to Avoid Common HSA Mistakes

High deductible health plans (HDHPs), when paired with health savings accounts (HSAs), are a popular benefit strategy for employers of all types. HDHPs provide comprehensive…

Millwork Insurance: The Hidden Risks of Downtime and Operational Gaps

For millwork and architectural wood companies, insurance outcomes are closely tied to day-to-day operations. Unlike general coverage, the nuances of production processes, specialized equipment, and…

Pallet Manufacturing in a Harder Insurance Market: What CEOs Need to Know to Protect Profitability – Part 2

Pallet manufacturing is a fast-moving, margin-focused business that revolves around two big concerns for insurers: combustible materials and how well operations are managed.

Pallet Manufacturing in a Harder Insurance Market: What CEOs Need to Know to Protect Profitability – Part 1

Pallet manufacturing is a fast-moving, margin-focused business that revolves around two key concerns for insurers: combustible materials and the quality of operations management. If you’re…

Sawmill Insurance Trends: What Wood Product Companies Need to Know

In conversations with sawmills, lumberyards, and building material suppliers, one theme continues to surface: the insurance market for wood product companies is changing and not…

Insurance Insight: What We’re Seeing in the Cabinet Manufacturing Insurance Market

Cabinet manufacturing operations face a unique set of risks that often go underestimated, until a loss occurs. Between custom production workflows, specialized equipment, and tight…

Protecting Wood Products Manufacturers: Reducing Downtime & Insurance Risks

In wood products manufacturing, insurance performance is rarely accidental. It’s a direct reflection of how well operations are managed, maintained, and planned for disruption. From…

Wood Products Insurance: The Hidden Risks Impacting Your Renewal

A topic that continues to surface in conversations with lumberyards and building materials companies is the current state of the insurance market for wood product…

How Owning an EV or Hybrid Impacts Car Insurance Costs

Electric vehicles (EVs) and hybrids have become attractive commodities in recent years, empowering motorists to live an environmentally conscious lifestyle while enjoying other benefits, such as…

Spring Cleaning Safety Tips

Warmer and longer days are approaching, which means you and your home may be ready for some spring cleaning. Although this traditional task may seem…

Vanishing Acts: When Social Engineering Targets Your Inventory

Social engineering fraud is no longer limited to wire transfers and funds-transfer scams. Increasingly, criminals are using deception to obtain physical goods and property -…

Welding & Gas CFO Club Recap February 2026

We reached a milestone! Last week marked our 20th CFO Club! Thanks again for everyone’s participation for the past few years. Meeting Notes Recruiting Internal…

Moving & Storage Watch List: 2026 & Beyond

Download Watch List The moving & storage industry is at a turning point. Operational discipline, risk intelligence, diversification and workforce strategy will separate market leaders…

Independent Contractor vs. Motor Carrier Insurance Coverage Overview

Who typically carries what for coverage with a typical Household Goods Independent Contractor? IC = Independent Contractor | MC = Motor Carrier *Disclaimer: Please review…

EBSA Updates National Enforcement Projects for 2026

The Employee Benefits Security Administration (EBSA) announced updates to its national enforcement projects for the 2026 fiscal year, on January 15, 2026. According to EBSA,…

5 Ways Employers Should Approach GLP-1 Medications

As GLP-1 medications continue to gain prominence for treating diabetes, obesity, and other emerging health conditions, employers face growing challenges in managing their impact on…

5 Reasons Gas and Welding Distributors Need Off-Cycle Health Reviews

Gas and welding distributors are facing one of the most challenging health insurance renewal seasons in a decade. Medical cost increases in the 20 to…

5 Reasons Companies Need Off-Cycle Health Reviews

We are facing one of the most challenging health insurance renewal seasons in a decade. Medical cost increases in the 20 to 30 percent range…

Why Tail Insurance Is Mission-Critical in Private Equity Transactions

In private equity, risk does not end at closing. In many ways, it begins there. One of the most misunderstood – and yet most financially…

Construction Industry Trends to Look Out for in 2026

Despite various ups and downs in recent years, the construction industry has consistently shown significant economic growth, positioning contractors and project owners for success. In…

Cybersecurity Challenges in the Manufacturing Industry

Over the past few years, the manufacturing sector has experienced rapid technological advancements. Innovations like artificial intelligence (AI), smart machinery, equipment monitoring software, digital sales…

Forklift Safety Tips

Forklifts are essential for moving materials efficiently in many workplaces, but they can also present serious safety risks if not used correctly. Injuries can occur…