The tortilla production industry is one of the fastest-growing manufacturing industries in the United States. To keep up with the demand from the rapidly growing Latino population, tortilla manufacturers are modernizing their century-old recipes and methods with high-tech, complex equipment. While this certainly streamlines production, it also increases their chances of workplace injuries, machinery malfunctions and product contamination.
Choosing the right insurance coverage will help keep your company safe when disaster strikes. Horton’s consultants will keep you updated on the latest regulations, assess your biggest levels of risk and will help you choose a plan that fits your needs the most.
We Make Sure You Are Covered and Prepared
Our capabilities range from securing basic insurance coverage to implementing workplace safety plans. Your Horton team will serve as your “part-time safety director,” and provide all the services your business needs to manage its risks while building a stronger culture of safety. This includes, but is not limited to, the following services:
WHAT ARE THE MAIN INSURANCE-RELATED RISKS FOR FOOD AND BEVERAGE MANUFACTURERS?
Based on our experience on the field and the most common OSHA citations, food and beverage manufacturers are at risk for the following situations:
ARE THERE PARTICULAR FACTORS TO CONSIDER WHEN EVALUATING TORTILLA MANUFACTURING INSURANCE OPTIONS?
There are specific risks that tortilla manufacturers face on a daily basis, including:
WHAT IS AN ACCIDENT REVIEW BOARD, AND HOW WILL THIS HELP MY BUSINESS LONG-TERM?
An Accident Review Board is comprised of key company personnel who review accidents and injuries in the workplace. Horton will help you determine the best members for your board – usually, it consists of your CFO, head of facilities, risk manager, head of human resources and a Horton safety consultant.
After an incident occurs, the board meets with the injured employee and their immediate supervisor to identify the cause of the incident and develop corrective actions necessary to provide similar situations in the future. If implemented correctly, this could drastically reduce the number and severity of work-related injuries in the future.
WHAT ARE THE BENEFITS OF HAVING A “PART-TIME SAFETY DIRECTOR”?
Workplace accidents/injuries always happen suddenly and unexpectedly. And OSHA requires you to report these incidents quickly, which requires you to put your other job duties on hold. However, your part-time safety director can easily jump in and assist after an incident occurs and will handle all of the logistics to make this process easier for you. Our Horton safety consultants are well-versed in the latest OSHA regulations/updates and will ensure that you are properly prepared for all on-site inspections. Depending on the circumstances, they might be able to negotiate with OSHA, which could result in a reduction of penalties and/or citations.
WHAT DOES TORTILLA MANUFACTURING INSURANCE COST?
There are several factors that will impact the cost of tortilla manufacturing insurance, including the size of your company, the amount of services you are requesting and your overall level of risk. For additional information, call Horton at (800) 383-8283.
Jonathan Reinecke is a Shareholder and serves as a Senior Vice President in Horton's Employee Benefit Solutions Division. Jonathan tried to make a career out of fighting food insecurity after his first, life-changing trip to India. After he transitioned to Insurance, Jon has continued his pursuit of eradicating hunger in his local communities and has found a natural overlap in his professional and philanthropic efforts. He brings several years of healthcare insurance experience to Horton's team of risk advisors, employee benefits and insurance specialists. In his role at Horton, Jonathan is responsible for providing strategic, cost-effective and innovative solutions to meet his clients' most complex, employee benefits and healthcare challenges.
TJ Connors is a Sales Executive for Horton’s Benefit Solutions. In this role, TJ is responsible for providing industry expertise and consultative guidance to aid clients in navigating the ever-changing marketplace. He is part of a team of employee-benefits focused specialists dedicated to delivering innovative healthcare solutions to employers.
Jennifer Tverdek is a Senior Vice President for Horton’s Benefits Solution Practice. Jennifer is responsible for providing expert employee benefits consulting, bringing new clients on board, and servicing and retaining existing clients. She is part of a team of employee benefits focused specialists dedicated to delivering innovative healthcare solutions to employers.