Private Exchange Technology

 Horton’s Private Exchange Technology leverage cost reduction technologies, with systems to alleviate administrative burden, while giving employees the maximum voice when it comes to determine their desired benefits.

With the passage of the Affordable Care Act, there have been tremendous advances in finding creative ways to both manage costs and force both employers and employees to determine what are the appropriate level of benefits based on individual needs.

Technology, and specifically the development of Private Exchanges, have allowed Defined Contribution models to flourish. The benefit of a defined contribution approach for employers is simple: Their ability to budget.

Employee’s like it because with choice comes the ability to evaluate which product fits the specific needs of each individual, including cost, coverage and network.