Resources

5 Reasons Companies Need Off-Cycle Health Reviews

We are facing one of the most challenging health insurance renewal seasons in a decade. Medical cost increases in the 20 to 30 percent range…

Why Tail Insurance Is Mission-Critical in Private Equity Transactions

In private equity, risk does not end at closing. In many ways, it begins there. One of the most misunderstood – and yet most financially…

RWI Q4 2025 Market Update

As M&A volumes remain below historical norms in Q4 2025, the market for reps & warranties insurance (RWI) continues to favor insured buyers – and…

How RWI Supports ESOP Transactions

In today’s complex business environment, Employee Stock Ownership Plans (ESOPs) have become a popular way for family-owned and closely held companies to provide liquidity and…

New Environmental Consulting Solutions for Private Equity Investors

In today’s rapidly evolving investment landscape, environmental risk management has become a critical factor for Private Equity firms seeking to safeguard their portfolios and drive…

Aligning Health Plans After a Merger: Strategies for Cost Savings & Compliance

When companies merge, executives often focus on financials, technology or market positioning. But for employees, the first question is often more personal: What happens to…

Key Diligence Hotspots in Business Acquisitions

When evaluating potential acquisitions or assessing existing portfolios, understanding where challenging or “above average” risk exposures are concentrated is crucial. These exposures can influence the…

Reps & Warranties Insurance: Key Trends and Opportunities in Q2 2025

With the continued lag in M&A activity, the RWI market continues to remain competitive for insureds. Terms and rates continue to trend favorably. RWI providers…

5 Ways to Kill a Private Equity Deal

Being Private Equity is not for the faint of heart. It’s an industry driven by your firm’s reputation for fueling growth and achieving high returns.…

The Do’s and Don’ts During an RWI Underwriting Call

You’ve signed off on an expense agreement and agreed to engage in the underwriting process with a Reps and Warranties Insurance (RWI) market. A critical…

Tail Policies 101: Key Insights for Mitigating M&A Insurance Risks

When undergoing a merger or acquisition, insurance policies might not be your top priority. However, if a claim arises after the policy period ends, you’ll…

How to Get the Best Insurance Pricing

We’ve been in a historically long hard market. The hard market started in late 2017 and has lasted much longer than the typical 1-2 year…

Side A Difference in Conditions – The D&O Insurance You Think You Have

Side A Difference in Conditions, a specific Directors & Officers Liability policy, is one of the most overlooked insurance policies.

A Letter From Horton’s M&A Practice: What Merging with MMA Means for Our Clients

To our M&A clients, When Horton initially developed its M&A Practice, our vision was to deliver a unique “concierge consulting” experience, offering our clients both…

Supreme Court Ruling in Connelly v. United States Impacts Buy-Sell Agreements

By: Jon Dannemiller, Senior Consultant of Executive Benefits of Marsh McClennan Agency In Connelly v. United States (June 2024), the Supreme Court unanimously ruled that…

Navigating Geopolitical Risks: Effective Forecasting Strategies for Businesses

In today’s interconnected world, businesses face a myriad of challenges driven by shifting geopolitical landscapes. From trade wars to international conflicts, organizations must navigate complex…

Key Person Insurance: Essential for Business Transitions and Investment Security

The power and flexibility of key person risk protection, deferred compensation and funding future capital needs are essential for managing risk within your business.

Four Reasons for Private Equity Firms to Consider a Captive Insurance Program

Despite some initial reluctance, there are compelling reasons for private equity firms to seriously consider integrating captive insurance programs into their risk management arsenal.

Understanding EPLI in Mergers and Acquisitions

In today’s corporate landscape, Employment Practice Liability Insurance (EPLI) plays a crucial role in safeguarding businesses against various risks associated with employment-related claims.

2024 Trends and Best Practices in Qualified Plan Design by Cerity Partners

This article is written by Philip Steele AIF, Partner of Cerity Partners, who provide hundreds of evaluations each year to Horton clients and Private Equity…

Reps & Warranties Insurance – Q1 2024 Update

The Reps & Warranties Insurance (RWI) market has been a hive of activity in recent times, with notable shifts and trends impacting the landscape. As…

Wait, We Did All This Work to Implement MFA, and Threat Actors Can Readily Bypass It?

Multifactor Authentication (MFA) is supposed to protect our networks. And it does in many respects, but it is not a failsafe or a crutch to…

Reps & Warranties Insurance – Q4 2023 Update

In this article, we will delve into three significant insights that are currently influencing the Reps and Warranties Insurance market.

Manage the Hidden M&A Risks

Managing the hidden risks during a merger or acquisition may seem like a daunting task, but with the right information and support it can be…