Resources

Anticipating and removing common RWI exclusions

Representations and warranties insurance (RWI) can protect a buyer against covered breaches, but it is not intended to insure every business risk or diligence gap.…

Why You Should Bind Transactional Insurance at Signing

Binding transactional insurance at signing can reduce uncertainty between signing and closing, but the strategy works only when the policy’s effective date, knowledge standard, exclusions,…

A Practical Guide to Tax Insurance for Mid-Market Deals

Tax insurance can help a buyer or seller manage a discrete tax uncertainty that might otherwise affect price, escrow, financing, or the willingness to close…

Lease structure in M&A: Where deals quietly win or lose

When a business is acquired, but the real estate is retained by the seller, the lease agreement becomes one of the most overlooked – and…

Discontinued Products Coverage: The Forgotten/Misunderstood Tail Policy

Most insurance due diligence focuses on claims-made policies and determining whether these need to be tailed out. The reason is that these policies tend to…

3 Key Tips for Evaluating Your Pharmacy Benefits Before a Merger or Acquisition

When considering a merger or an acquisition, reviewing the employee benefits strategy is essential for several reasons. Ensuring you retain key employees, cost control and…

The Hidden Engine of Rising Costs: How “Legal Abuse” is Reshaping the Insurance Landscape

The numbers on your latest insurance renewal could tell a frustrating story, especially if you are looking at auto or umbrella/excess coverage. While many attribute…

5 Reasons Companies Need Off-Cycle Health Reviews

We are facing one of the most challenging health insurance renewal seasons in a decade. Medical cost increases in the 20 to 30 percent range…

Why Tail Insurance Is Mission-Critical in Private Equity Transactions

In private equity, risk does not end at closing. In many ways, it begins there. One of the most misunderstood – and yet most financially…

RWI Q4 2025 Market Update

As M&A volumes remain below historical norms in Q4 2025, the market for reps & warranties insurance (RWI) continues to favor insured buyers – and…

How RWI Supports ESOP Transactions

In today’s complex business environment, Employee Stock Ownership Plans (ESOPs) have become a popular way for family-owned and closely held companies to provide liquidity and…

New Environmental Consulting Solutions for Private Equity Investors

In today’s rapidly evolving investment landscape, environmental risk management has become a critical factor for Private Equity firms seeking to safeguard their portfolios and drive…

Aligning Health Plans After a Merger: Strategies for Cost Savings & Compliance

When companies merge, executives often focus on financials, technology or market positioning. But for employees, the first question is often more personal: What happens to…

Key Diligence Hotspots in Business Acquisitions

When evaluating potential acquisitions or assessing existing portfolios, understanding where challenging or “above average” risk exposures are concentrated is crucial. These exposures can influence the…

Reps & Warranties Insurance: Key Trends and Opportunities in Q2 2025

With the continued lag in M&A activity, the RWI market continues to remain competitive for insureds. Terms and rates continue to trend favorably. RWI providers…

5 Ways to Kill a Private Equity Deal

Being Private Equity is not for the faint of heart. It’s an industry driven by your firm’s reputation for fueling growth and achieving high returns.…

The Do’s and Don’ts During an RWI Underwriting Call

You’ve signed off on an expense agreement and agreed to engage in the underwriting process with a Reps and Warranties Insurance (RWI) market. A critical…

Tail Policies 101: Key Insights for Mitigating M&A Insurance Risks

When undergoing a merger or acquisition, insurance policies might not be your top priority. However, if a claim arises after the policy period ends, you’ll…

How to Get the Best Insurance Pricing

We’ve been in a historically long hard market. The hard market started in late 2017 and has lasted much longer than the typical 1-2 year…

Side A Difference in Conditions – The D&O Insurance You Think You Have

Side A Difference in Conditions, a specific Directors & Officers Liability policy, is one of the most overlooked insurance policies.

A Letter From Horton’s M&A Practice: What Merging with MMA Means for Our Clients

To our M&A clients, When Horton initially developed its M&A Practice, our vision was to deliver a unique “concierge consulting” experience, offering our clients both…

Supreme Court Ruling in Connelly v. United States Impacts Buy-Sell Agreements

By: Jon Dannemiller, Senior Consultant of Executive Benefits of Marsh McClennan Agency In Connelly v. United States (June 2024), the Supreme Court unanimously ruled that…

Navigating Geopolitical Risks: Effective Forecasting Strategies for Businesses

In today’s interconnected world, businesses face a myriad of challenges driven by shifting geopolitical landscapes. From trade wars to international conflicts, organizations must navigate complex…

Key Person Insurance: Essential for Business Transitions and Investment Security

The power and flexibility of key person risk protection, deferred compensation and funding future capital needs are essential for managing risk within your business.