Resources

Planning around anticipated IRS benefit updates

Employee benefits programs operate within a complex regulatory framework, and annual IRS guidance assistsemployers determine the contribution limits, exclusions and thresholds that apply to their…

Open enrollment: Renewal checklist

As employers prepare for open enrollment and the upcoming renewal season, many are facing the same challenge: how do you make sure all the moving…

Nonprofit conferences, connections & client insights: What we’ve learned in Q4 2026

Our nonprofit team works tirelessly to stay on top of the latest industry news and trends so they can provide innovative recommendations to their clients. Our…

CMS Retitles ICHRAs as CHOICE Arrangements

The Centers for Medicare and Medicaid Services (CMS) recently unveiled a new name for individual coverage health reimbursement arrangements (ICHRAs), now referred to as CHOICE…

Medicare Part D Notices Are Due Before October 15

Important Date October 15, 2026: Group health plan sponsors must provide the annual Medicare Part D notices to Medicare-eligible individuals before this deadline. Every year,…

Navigating the 2026 Benefits Renewal Storm

As employers prepare for the 2026 renewal season, many are facing the same challenge: what is driving continued cost pressure, and how can organizations respond?…

Deadline for Employers to Recieve MLR Rebates Is Near

Employers that hold insured group health plans could soon receive a medical loss ratio (MLR) rebate from their health insurance issuers. For 2025, issuers that…

Navigating MLR Rebates

The Affordable Care Act (ACA) established medical loss ratio (MLR) rules to help with controlling health care coverage costs and ensure that enrollees receive value…

What Most People Get Wrong About Benefits Plans

Most people think a benefits plan is mainly about what it costs. That’s the misconception. Employers assume the best plan is the one with the lowest…

DOL Proposes to Expand Electronic Delivery Methods for Group Health Plan Disclosures

The U.S. Department of Labor’s (DOL) Employee Benefits Security Administration has issued a proposed rule that would establish a new, additional safe harbor for group…

IRS Releases Health Plan Affordability Percentage for 2027

The IRS released Revenue Procedure 2026-26 on July 21, 2026, to index the contribution percentage in 2027 for determining the affordability of an employer’s health…

Cost-Sharing Limits Revised for 2027 Plan Years

The U.S. Department of Health and Human Services (HHS) released the 2027 maximum cost-sharing limits under the Affordable Care Act (ACA) on January 29, 2026.…

Rising Early-Onset Cancers: A New Reality for Employers

Employers are increasingly seeing diagnoses at younger ages and across a wider range of cancer types than in prior decades. This is not only a…

Oral Health and Systemic Risk: An Overlooked Driver of Cost and Outcomes Overview

Oral health is not separate from overall health. Emerging patterns and new therapies are changing oral health risk profiles and making dental status an increasingly…

GLP‑1 Demand, Pediatric Obesity & the New Benefit Challenge Overview

New therapies and heightened public interest in weight‑management options have altered benefit pressures. At the same time, pediatric and adolescent rates of obesity and related…

Women’s Health Across the Life Course: Gaps and Growing Expectations Overview

Traditional benefits frames (focused mainly on pregnancy and short‑term reproductive needs) are no longer sufficient. Women’s health needs span decades and include mid‑life transitions, musculoskeletal…

Chicago Modifies Rules for Paid Leave and Paid Sick and Safe Leave

The Chicago Department of Business Affairs and Consumer Protection has amended the rules for the city’s Paid Leave and Paid Sick and Safe Leave ordinance. The changes…

HHS Expands Hardship Exemptions for Catastrophic Coverage

The U.S. Department of Health and Human Services’ (HHS) Notice of Benefit and Payment Parameters for 2027 formalizes earlier guidance that expands hardship-exemption eligibility to…

2026 DOL Civil Penalty Rates Remain Unchanged

The Office of Management and Budget (OMB) has issued a memorandum directing federal agencies to cancel penalty-inflation adjustments for 2026. This suspension affects penalties that…

IRS Revised FAQs on Educational Assistance Programs

The Internal Revenue Service (IRS) has issued revised frequently asked questions (FAQs) on educational assistance programs under Section 127 of the Internal Revenue Code (Code)…

Federal Agencies Report to Congress

The U.S. Departments of Labor, Health and Human Services, and the Treasury recently submitted a report to Congress summarizing their review of comparative analyses of…

PCORI Fee Reporting

The Affordable Care Act (ACA) imposes a fee on health insurance issuers and plan sponsors of self-insured health plans to help fund the Patient-Centered Outcomes…

3 Key Tips for Evaluating Your Pharmacy Benefits Before a Merger or Acquisition

When considering a merger or an acquisition, reviewing the employee benefits strategy is essential for several reasons. Ensuring you retain key employees, cost control and…

Where Has Our Nonprofit Team Been in Q1 2026?

Our nonprofit team works tirelessly to stay on top of the latest industry news and trends so they can provide innovative recommendations to their clients. Our…