Resources

Giving Underwriters What They Want to Shrink Your Construction Insurance Costs

By: Sam Veith Many commercial construction companies make their living bidding and winning projects. From my experience, many contractors do not understand winning work in their…

Negligent Entrustment – What Is It and Why Should It Be a Top Concern?

This article will help you understand what negligent entrustment is, the risks it poses for commercial fleets, the proper steps to take for any business,…

What Determines the Cost of Your Construction Insurance?

By: Sam Veith Several factors can impact the cost of your construction insurance. And your answer will vary depending on if you’re a general contractor,…

CMS Releases Guidance on Vaccine Mandate for Health Care Workers

highlights By the applicable initial compliance deadline, health care facilities must have implemented a COVID-19 vaccination policy and ensure that staff has received at least…

Investment Growth & Insurance Challenges in Senior Housing

Senior housing is an integral component of the healthcare continuum, and this needs-driven industry presents strong opportunities for investment growth as the baby boomer population…

1095 Reporting

Report information about health coverage to employees using Forms 1095-C or 1095-B is due by March 2, 2022. Due to the Affordable Care Act (ACA),…

U.S. Department of Labor Publishes $15 Minimum Wage Guidelines for Federal Contractors

Important Dates April 27, 2021: President Biden signed EO 14026. November 22, 2021: U.S. Department of Labor (DOL) published final rule to implement EO 14026. January…

ACA Reporting Deadlines

In early 2022 the Affordable Care Act (ACA) reporting under Section 6055 and Section 6056 for the 2021 calendar year is due. Specifically, reporting entities…

Voluntary Benefits Trends to Watch in 2022

Benefits have always been crucial for attracting and retaining top performers, and voluntary benefits are a great way for employers to round off their offerings.…

Addressing Molestation and Abuse Liability Through Insurance

The possibility of a costly abuse claim arising is a very real threat for organizations that provide care or services to vulnerable populations, including children,…

SCOTUS Update on OSHA ETS Vaccination and Testing Mandate

Given this new stay, employers are not required to comply with the OSHA ETS vaccination and testing mandate at this time. After months of debate,…

Are You Buying Too Much Insurance? Too Little? Maybe It’s Just Right?

Benchmarking Insurance Limits in the Welding & Gas Industry – helping you make better, more informed, confident decisions for your business and risk profile. When…

Fire Prevention for Idle Facilities

By: Kevin Mershimer, Senior Sales Executive / Risk Advisory Solutions An idle facility is any commercial space, such as an office building, warehouse, or manufacturing plant,…

Mind the Gap: The Oldest and Latest Innovation to Control Health Insurance Costs

By: Paul Shaheen, RHU, REBC; Vice President, Employee Benefits If you’ve ever traveled to London and taken the underground subway (affectionately referred to as “the…

Update on Forms W-2 and 1099

As we begin a new year, it is time to think about properly administering and submitting tax forms – two of the most important and…

Employment Practice Liability and Donated Funds

No employer wants to believe that their employees or volunteers would take legal action against them, especially in a nonprofit organization. Unfortunately, over the past…

Overseeing the Construction Worker Shortage

Home Builders Institute (HBI) released a new report they predict that the construction industry may be on the cusp of an employee shortage crisis. The…

3 Tips for Attracting and Retaining Truck Drivers

Employers of all sizes in every industry are struggling to retain and attract quality workers right now, especially in the trucking sector. This article discusses…

How to Prevent Ice Dams from Forming on Your Home

Winter is a particularly challenging month for homeowners. In addition to shoveling their driveways and salting their sidewalks, they need to prevent ice dams and…

Supreme Court to Hold Hearings on Vaccine Requirements

The U.S. Supreme Court announced on Dec. 22, 2021 that it will hear oral arguments on whether or not two federal vaccine requirements can be…

The Department of Labor Issues Guidance on Overtime Pay for H-2B Workers

On Dec. 7, 2021, The U.S. Department of Labor (DOL) issued Field Assistance Bulletin (FAB) No. 2021-3 to assist employers in understanding their overtime pay…

Risks and Responsibilities of Employers in the Winter Season

When we were kids, we often held out hope for snow days in the winter months. As adults, snow days still bring joy, but instead…

Considering Employer Coverage vs. Medicare? Weigh These Pros & Cons

If you are approaching age 65, you are likely aware that your window for Medicare enrollment is opening. “I’ve heard it described as a deluge…

The Benefits Of An Outcomes-Based Wellness Program

The Horton Group strengthened their wellness program, which lowered their overall risk and saved them $1.15M in medical plan costs year-over-year. Executive Summary From sick…