Resources

Demystifying Personal Cyber Coverage

Today’s society has become increasingly digital, with many individuals leveraging smart devices within their daily lives. Although this technology can offer various benefits, it can…

Umbrella Policy: Protection for the Worst

Every homeowner knows the value of having an insurance policy that covers their home and its contents from perils such as tree damage, fire, and…

10 Fall Home Maintenance Tips

Fall signals cooler weather, and the pleasant temperatures let you comfortably do necessary home maintenance before winter arrives. By taking the time to maintain your…

Protecting Your College-Bound Student with Renters Insurance

As the school year approaches, parents and students alike are busy with the hustle and bustle of preparing for the new semester. From textbooks to…

Why You Need Water Backup Coverage

According to the EPA, an upward estimate of 75,000 sewage backup incidents occur annually in the United States. Sewer backup, or water backup, can cause…

Key HSA Features for 2026

Health savings accounts (HSAs) are a widely used type of tax-advantaged medical savings account available to individuals enrolled in high deductible health plans (HDHPs). People…

Deadline Approaching for Employers to Receive MLR Rebates

Employers with insured group health plans might soon receive a medical loss ratio (MLR) rebate from their health insurance providers. If issuers did not meet…

Minnesota Releases New Guidelines for Private PFML Plan Equivalency

The Minnesota Department of Employment and Economic Development (DEED) has released guidance for employers regarding the use of equivalent plans for the state’s paid family…

Welding & Gas CFO Club Recap August 2025

The meeting began with introductions from financial leaders across different companies who shared their territories and roles. The main discussion focused on AI usage in…

Why CFOs Are Taking an Increased Interest in Benefits

Historically, employee benefits have been viewed primarily as a domain of Human Resources (HR). From health insurance and retirement plans to wellness programs and flexible…

Tips on De-escalation for Health Care Professionals

For health care workers, managing patient behavior can be a challenging but critical component of the job. Depending on the nature of their conditions and…

What’s New for Physician Insurance in 2025

Authored by Mike Madey, Senior Vice President, and Sean Dauber, Senior Vice President Property & Casualty For better or for worse, the answer is… not…

Key Diligence Hotspots in Business Acquisitions

When evaluating potential acquisitions or assessing existing portfolios, understanding where challenging or “above average” risk exposures are concentrated is crucial. These exposures can influence the…

Welding & Gas CFO Club Recap June 2025

Thanks to those that were able to make it for our 17th CFO Club discussion. We had a very interactive discussion. Note Summary Customer Contracts/Risk…

Final Rule Introduces New Restrictions on ACA Marketplace Enrollment

On June 25, 2025, the U.S. Department of Health and Human Services (HHS) released a final rule establishing new standards for the Affordable Care Act’s…

U.S. Supreme Court Affirms ACA’s Mandate for Free Preventive Care

The U.S. Supreme Court upheld a crucial component of the Affordable Care Act’s (ACA) preventive care mandate (Kennedy v. Braidwood Management, Inc.) on June 27,…

U.S. Supreme Court Upholds Tennessee Ban on Gender-Affirming Care for Minors

On June 18, 2025, the U.S. Supreme Court upheld the constitutionality of a Tennessee law banning certain medical care for transgender minors under the age…

The Importance of Establishing an Audit Committee

In recent years, many companies have found themselves on newspaper front pages for illegal business activities. In response to these events, organizations are recognizing the…

How to Successfully Partner with For-Profit Companies

Adequate funding is crucial for nonprofit organizations, and partnering with a corporation through cause-related marketing can be a profitable way to secure revenue. However, the…

Federal Court Decision Invalidates Process for Assessing ACA Penalties

A federal court’s recent decision has created uncertainty regarding the process for assessing employer shared responsibility (or “pay-or-play”) penalties under the Affordable Care Act (ACA).…

Cost-Sharing Limits Revised for 2026 Plan Years

The U.S. Department of Health and Human Services (HHS) published a final rule to implement new standards for the Affordable Care Act’s (ACA) Marketplaces on…

Federal Court Strikes Down HIPAA Privacy Protections for Reproductive Health Care

On June 18, 2025, the U.S. District Court for the Northern District of Texas invalidated a final rule that had been issued in April 2024…

Rethinking Wellness Programs in 2025

The conversation around employee wellness programs is more critical than ever. Historically, these programs have often fallen short of their promises, leaving many employees feeling…

How Your Carrier Determines Your Auto Insurance Premiums

Auto insurance is an essential type of policy that is typically required by law. But amid uncertain economic conditions, auto insurance is yet another bill…