Independent Contractor vs. Motor Carrier Insurance Coverage Overview

Who typically carries what for coverage with a typical Household Goods Independent Contractor?

IC = Independent Contractor | MC = Motor Carrier

^{*Disclaimer: Please review your individual insurance policies for specific terms and conditions. This overview is intended to provide a general summary only. Each policy may vary, so it is important to evaluate your coverage carefully to ensure it meets your specific needs and requirements.}

It’s very important to have your ICOA (Independent Contractor Operating Agreement) clearly define who is responsible for what specifically to prevent/avoid coverage gaps.