Resources

2023 Construction Trends

Construction As we move through 2023, we’ve compiled a list of critical issues and topics for construction professionals to keep on their radar for this…

The Importance of Business Interruption Insurance for Manufacturers

As a manufacturer, you are likely aware of the risks that come with running a business. One of the most significant risks is the possibility…

Do You Need Insurance for an RV? Absolutely Not! (Sarcasm Intended)

Welcome, fellow adventurers, to the realm of RV ownership! Picture yourself cruising down the open road, the wind in your hair, and not a single…

Umbrella Policy: Protection for the Worst

Every homeowner knows the value of having an insurance policy that covers their home and its contents from perils such as tree damage, fire, and…

Understanding Nonprofit Board of Directors Liabilities

Understanding the Risks and Responsibilities of Nonprofit Board Members Nonprofit organizations play a vital role in providing essential social services to communities. Essential social services…

3 Key Tips for Evaluating Your Pharmacy Benefits Before a Merger or Acquisition

When considering a merger or an acquisition, reviewing the employee benefits strategy is essential for several reasons. Ensuring you retain key employees, cost control and…

Hired Non-Owned Auto Coverage: Essential Guide for Businesses

As a business owner, you know that your company faces a variety of risks every day. From cyber attacks to property damage, there are many…

Slash Your Whiskey Distillery Insurance Premiums and Keep Your Business Safe

Whiskey distilleries face a unique set of risks, from flammable materials to potential explosions. This is why insurance is critical for distillery owners.

Pouring Over Protection: The Benefits of Insuring Your Wine Collection

As wine has gained popularity in recent years, more Americans have found themselves investing large sums in the beverage. Most buy for immediate enjoyment. Others…

Home Pool Hazards: Ensuring Safety in Your Swimming Pool

Although swimming can be carefree fun, owning a backyard pool comes with serious responsibilities. In fact, there are many safety precautions to take to make…

Behind the Rise of Auto Insurance Premiums

The automotive industry recorded a net underwriting loss of $26.9 billion for 2022, more than six times the $3.8 billion underwriting loss in 2021. As…

Aged to Perfection: The Top Dos and Don’ts of Long-Term Wine Storage

According to research conducted by Sonoma State University, upwards of ninety percent of wines purchased in the United States are consumed within one to two…

5 Common Risks Faced by Restaurants and How Insurance Can Help

Have you ever wondered why restaurants need insurance? Just like any other business, restaurants face risks that could result in significant financial losses. These risks…

Why Do I Need General Liability Coverage If I Am a Hospital-Based Physician?

Most physicians who contract out their services (Anesthesiology, Radiology, Pathology and Emergency Groups) are based in the hospital, have no outside office, and therefore assume…

Physician Employment Contracts and Medical Malpractice Tail Insurance

In today’s litigious society, physician employment contracts are a necessity. Generally, physician separations from group practices are amicable; however, more often than not there are…

Don’t Let the Sun Get You Down

Summer is the perfect time for family vacations as kids are out of school, and parents need a break from work. Traveling allows children to…

Boating Safety Tips

As the weather warms up, many people are eager to hit the water for some boating fun. However, it’s important to remember that boating can…

Welding & Gas CFO Club Recap April 2023

Our fourth CFO Club was another success on April 26. Thanks to everyone who made it out! We had a record turnout, with 15 members…

End of the Public Health Emergency

Date Issued: April 2023 Background The Public Health Emergency (PHE), originally declared by HHS in March 2020 and renewed every three months since then. The…

Keeping Pace: Three Steps Growing Home Healthcare Agencies are Taking to Protect Themselves

It’s no secret that Home Healthcare is one of the fastest growing industries today. It is not uncommon to see an agency rapidly increase not…

New FAQs Issued on Preventive Care Coverage Requirement Following Braidwood Decision

On April 13, 2023, the Departments of Labor, Health and Human Services, and the Treasury (Departments) issued frequently asked questions (FAQs) regarding the Affordable Care…

ACA: Electronic Filing for Most Employers to Begin 2024

Important Dates March 31, 2023: The deadline for filing 2022 returns with the IRS electronically. For returns that must be filed in 2023, the threshold…

PODCAST – It’s Cool, I Know the Owner – Episode 1: Grandma Annie’s Pizza and Chicken

In this first episode of “It’s Cool, I Know the Owner,” by The Horton Group, our host Zach Schmidt, sat down with Charles Martinez and…

Health Plans Impacted by COVID-19 Emergency Periods Coming to an End

The Biden Administration had originally planned to end the national emergency and public health emergency (PHE) related to COVID-19 on May 11, 2023, which was…