Resources

Proposed Rule Issued to Bolster Mental Health Parity Requirements

On July 25, 2023, the Departments of Labor, Health and Human Services, and the Treasury (Departments) put forward a proposed rule to bolster the requirements…

FAQs: ACA Cost-sharing & No Surprises Act

The Departments of Labor, Health and Human Services, and the Treasury (Departments) issued frequently asked questions (FAQs) on ACA’s cost-sharing limit and the No Surprises…

Proposed Rule on Short-Term Limited Duration Insurance, Hospital & Fixed Indemnity Plans as Excepted Benefits and their Tax Treatment, and Level-Funded Plans

Introduction The Department of Labor (DOL), Department of Health and Human Services (HHS), and the Internal Revenue Service (IRS), [collectively, “the Departments”] have recently released…

Biden Administration Asks Employers to Extend Special Enrollment Period for Those Losing Medicaid Coverage

RESOURCES Federal agencies have provided resources to help employers navigate the end of Medicaid’s continuous enrollment and inform employees about their coverage options. These resources…

FDA Approves First Non-Prescription Daily Oral Contraceptive

HIGHLIGHTS The FDA has approved the first over-the-counter birth control pill, called Opill. Opill is expected to become available in stores and online in early…

Types of Surety Bonds Needed for the Automobile Industry

Almost every aspect of daily life for many Americans depends on their cars. Therefore, the vehicles transporting parents to work and children to school must…

Surety Bonds for Small Businesses

You may want a surety bond if you operate a small business and conduct contract work. A surety bond safeguards you from financial responsibility for…

Occupational Safety Consultancy

Ensure workplace safety with an occupational safety consultant. Find the right expert, understand their role and get answers to common questions.

Ways to Prevent Crimes in Restaurants and Bars

Restaurants and bars are considered easy targets for criminals due to their unusual operating hours and the constant flow of customers. Don’t make it simple…

Environmental, Health and Safety Consulting

The Horton Group: Trust us for environmental, health and safety consulting. Protect your business and employees. Contact us for expert guidance!

Commercial Auto Insurance

Commercial auto insurance is a type of business insurance that covers vehicles owned by or used by your company. It shields it from liability for…

What are Behavior Based Safety Observations?

Behavior-based safety observations (BBSO) are a crucial part of behavior-based safety programs, which aim to reduce incident rates by encouraging safe behavior and eliminating the…

Process Safety Management

Various businesses have fought for years to prevent unexpected discharges of poisonous, flammable, or reactive gases and liquids in hazardous chemical processes. These emissions can…

How Much Does Restaurant Insurance Cost?

When running a restaurant, there are numerous expenses to consider, and one essential aspect is insurance coverage. Restaurant insurance protects your establishment from potential risks…

Bar Insurance

It will help if you protect your business from potential risks and liabilities when operating a bar. This is where bar insurance comes into play.…

Benefits and Risks of Leveraging AI in Employment Decisions

Utilization of artificial intelligence (AI) in employment-related decisions is increasing across organizations. According to the Society for Human Resources Management, around 25% of organizations utilize…

Surety bonds for construction: What contractors should know

Surety bonds play a vital role in the construction industry, protecting project owners and ensuring contractors fulfill their contractual obligations. One crucial aspect is the…

Accident Review Board Strategies for NonProfits

NonProfits have always fought the good fight – delivering on their mission to serve those in our communities who are the most in need. Many…

Supreme Court Increases Protections for Religious Accommodations

In a decision issued on June 29, 2023, the U.S. Supreme Court ruled that Title VII of the federal Civil Rights Act (Title VII) requires…

EEOC Releases FAQs on the Pregnant Workers Fairness Act

To help employers prepare for changes under the Pregnant Workers Fairness Act (PWFA), the Equal Employment Opportunity Commission (EEOC) has released frequently asked questions and…

Illinois Enacts Paid Leave for All Workers Act

Illinois recently enacted the Paid Leave for All Workers Act, which requires most Illinois employers to provide their employees with up to 40 hours per…

Adult Children on Parents’ Health Plans May Be HSA-Eligible

Adult children covered by their parents’ high deductible health plans (HDHPs) may be eligible to establish their own health savings accounts (HSAs) to which they…

Mental Health Parity Opt-out for Self-funded, Non-federal Governmental Health Plans Ends

Important Dates The CAA sunsets the MHPAEA opt-out election for self-funded, non-federal governmental health plans, effective as follows: No new elections for MHPAEA exemptions can…

Enhancing Membership Benefits: GAWDA Introduces Ancillary Benefits Program

Highlights: Rates reduced 10% on all lines Current plan designs matched or can be customized to each group’s preference Rate Guarantees on all lines Complimentary…