Resources

IRS Releases Excepted Benefit HRA Limit for 2026

On May 1, 2025, the IRS announced the inflation-adjusted limit for Excepted Benefit Health Reimbursement Arrangements (EBHRAs) for plan years starting on or after January…

Reps & Warranties Insurance: Key Trends and Opportunities in Q2 2025

With the continued lag in M&A activity, the RWI market continues to remain competitive for insureds. Terms and rates continue to trend favorably. RWI providers…

Welding & Gas CFO Club Recap April 2025

We had another great turnout – 15 attendees for the 16th CFO Club. Thank you to all that attended! A special thank you to Chris for…

Simplified Determination Method Finalized for 2026 Creditable Coverage Determinations

The Centers for Medicare and Medicaid Services (CMS) issued Final Part D Redesign Program Instructions for calendar year 2026 on April 7, 2025. The instructions…

RxDC Reporting Due June 1, 2025

The No Surprises Act (NSA), enacted as part of the Consolidated Appropriations Act, 2021 (CAA), includes transparency provisions that require group health plans to report…

Top Nonprofit Board Governance Mistakes and How to Mitigate Them

The board of directors serves as the governing body of a nonprofit, tasked with advancing the organization’s mission by establishing and implementing ethical policies. These…

New Executive Order Focuses on Reducing Drug Costs and Improve PBM Transparency

On April 15, 2025, President Donald Trump issued an executive order directing his administration to pursue a broad set of actions aimed at lowering prescription…

Amerisure Nuclear Verdicts for Auto Webinar

Presented by Enjonli Hutchison – Risk Management Manager & Host of Amerisure’s Risk Management Webinars George Pavarini – VP Complex & Specialty Commercial Claims Kathleen…

Supreme Court Decision Could Trigger Increase in ERISA Fiduciary Lawsuits

On April 17, 2025, the U.S. Supreme Court unanimously ruled that employees can challenge their employer’s fee arrangement with a retirement plan service provider under…

Benchmarking Your Safety Program – How Do You Stack Up?

Want to find out what the best in the industry are doing for safety? Need some new ideas to keep your safety program fresh or…

Employee Compensation and Benefits Amid Layoffs and Furloughs

During periods of economic or business uncertainty, employers may need to reduce their workforce. Such reductions can take a variety of forms but frequently include…

Top 3 Ways to Boost Your Employee Retention Rate Through Benefits Communication

In today’s competitive job market, companies are constantly searching for ways to retain top talent. Beyond the usual draws like salary, culture and career growth,…

Welding & Gas CFO Club Recap February 2025

Thanks to the 14 who joined us last month. We hit some really meaty topics and had opinions across the board on some. Note Summary…

New Wave of Lawsuits Target Health Plan Tobacco Surcharges

HIGHLIGHTS Several class-action lawsuits have been filed against large companies that impose tobacco surcharges. These surcharges require employees who use tobacco to pay higher health…

2025 RxDC Reporting: What Employers Need to Know Now

Group health plans and health insurance providers are required to submit detailed annual reports on prescription drug and healthcare spending to the Centers for Medicare…

Tornado Preparedness

Spawned from powerful thunderstorms, tornadoes can cause fatalities and devastate neighborhoods in seconds. A tornado appears as a rotating, funnel-shaped cloud extending from a thunderstorm…

2025 Health Care Industry Trends

In recent years, the health care industry has been navigating a volatile landscape shaped by changing market demands, labor shortages, inflation and supply chain difficulties.…

2025 Manufacturing Industry Trends

The manufacturing industry plays a key role in driving economic growth, producing a diverse range of goods essential to global markets. In recent years, this…

Wind/Hail Deductibles and Roof Schedules: What You Need to Know

Over the past few years, insurance carriers have increasingly implemented wind/hail deductibles and roof schedules in homeowners insurance policies. These changes are a response to…

5 Ways to Kill a Private Equity Deal

Being Private Equity is not for the faint of heart. It’s an industry driven by your firm’s reputation for fueling growth and achieving high returns.…

Executive Order to Improve Health Care Price Transparency

On February 25, 2025, President Trump issued an Executive Order directing federal agencies to issue new guidance to improve health care price transparency. This order,…

ACA Returns Must Be Filed Electronically by March 31, 2025

Important Dates March 3, 2025: Reporting entities are no longer required to send Forms 1095-B and 1095-C to covered individuals unless a form is requested…

New 2025 Illinois Employment laws

Illinois has recently implemented new labor and employment laws, along with amendments to existing regulations. These changes will have a substantial impact on employers operating…

Understanding Why GAP Coverage is Important

Auto insurance is a critical investment in your financial security and is also typically required by law. However, while you’re likely aware of the importance…