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Health Care Reform

Keep up to date on breaking Health Care Reform News & Information

This is going to be a busy year for health care reform The Horton Group will keep you up to date with all the changes and how it will be effecting you, your business and your employees.

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Employer Analysis Tool

Keep up to date on breaking Health Care Reform News & Information

Now there is a tool to help employers analyze how various health reform changes will affect their business.

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The Horton Group Risk Management Center

The Horton Group & Network Safety Consultants

The Horton Group is pleased to announce the availability of a comprehensive safety and risk management software suite.

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Health Group Captives

Cost Control Through Transparency

The Horton Group will be launching a new healthcare captive purchasing strategy that will allow businesses to control their second largest business expense: employee health benefit plan costs ultimately affecting their bottom-line.

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Workshops & Seminars

Workshops designed to keep professionals current

Horton Workshops are designed to keep busy professionals current on a range of insurance related topics. The Horton Group engages some of the brightest minds in the country to help you fine-tune your professional skills and assist in achieving your organizational goals.

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For Employers: Healthcare Reform and your 2014 Tax Filing

Posted January 23, 2015
The Affordable Care Act (ACA) created new reporting requirem ents under Internal Revenue Code (Code) Section 6056. These new reporting rules require applicable large employers (ALEs) subject to the ACA’s em ployer shared responsib ility rules to report information on the health coverage offered to full-time employees to the Internal Revenue Service (IRS) and covered individuals. The additional reporting is intended to promot e transparency with respect to health plan coverage and costs. It will …

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For Employees: Healthcare Reform and your 2014 Tax Filing

Posted January 23, 2015
Notice to Our Employees: If you and your dependents had qualifying health coverage for all months of 2014 from a source other than the Health Insurance Marketplace, you’ll need to check a box on your federal income tax form. This includes most employer sponsored health coverage. You won’t get a Form 1095 for 2014, and you don’t need to fill out any new forms. Qualifying coverage under the health care law is known as “minimum essential …

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Terrorism Risk Insurance Act (TRIA)

Posted December 29, 2014
The Terrorism Risk Insurance Act (TRIA) is set to expire on Dec. 31, 2014, after a House-passed bill to extend the program for an additional six years was blocked in the Senate. TRIA, which was created shortly after the terrorist attacks of 9/11, provides a federal insurance backstop in the event of a major terrorist attack. TRIA’s federal insurance backstop has allowed insurers to sell coverage for terrorist attacks at affordable rates while limiting their …

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Proposed Regulations Issued on Summary of Benefits and Coverage

Posted December 23, 2014
A proposed rule issued on Dec. 22, 2014, would amend final regulations on the SBC requirement and would revise the template, instruction guides, uniform glossary and other supporting compliance materials.The SBC template would be shortened from four double-sided pages to two and a half double-sided pages.The proposed changes would apply to coverage that begins on or after Sept. 1, 2015. ?The U.S. Departments of Health and Human Services, Labor and the Treasury issued a proposed …

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Vermont Abandons Plans for Single-payer Health Care System

Posted December 19, 2014
Green Mountain Care, which was enacted in 2011, would have created a single, publicly-financed health care system in Vermont. Vermont’s single-payer health care system was scheduled to take effect in 2017. On Dec. 17, 2014, Governor Shumlin announced that the state was abandoning the push for a single-payer health system.   Vermont has ended its push for a single-payer health system because financing the program would require “enormous” new taxes for Vermont …

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