The Horton Group Provides
Comprehensive Insurance Solutions

Health Care Reform

Keep up to date on breaking Health Care Reform News & Information

This is going to be a busy year for health care reform The Horton Group will keep you up to date with all the changes and how it will be effecting you, your business and your employees.

More Details »

Employer Analysis Tool

Keep up to date on breaking Health Care Reform News & Information

Now there is a tool to help employers analyze how various health reform changes will affect their business.

More Details »

The Horton Group Risk Management Center

The Horton Group & Network Safety Consultants

The Horton Group is pleased to announce the availability of a comprehensive safety and risk management software suite.

More Details »

Health Group Captives

Cost Control Through Transparency

The Horton Group will be launching a new healthcare captive purchasing strategy that will allow businesses to control their second largest business expense: employee health benefit plan costs ultimately affecting their bottom-line.

More Details »

Workshops & Seminars

Workshops designed to keep professionals current

Horton Workshops are designed to keep busy professionals current on a range of insurance related topics. The Horton Group engages some of the brightest minds in the country to help you fine-tune your professional skills and assist in achieving your organizational goals.

More Details »
The Horton Group obtains superior results through higher performance standards and our best practices. This gives our clients a competitive edge which allows them to rise to a higher level.
  • Why Our Clients Benefit:
  • Drive Down Costs
  • Drive Down Anxiety
  • Drive Down Workload
  • How We Deliver Results:
  • Our Experience
  • Effective Services
  • Talented People

Vermont Abandons Plans for Single-payer Health Care System

Posted December 19, 2014
Green Mountain Care, which was enacted in 2011, would have created a single, publicly-financed health care system in Vermont. Vermont’s single-payer health care system was scheduled to take effect in 2017. On Dec. 17, 2014, Governor Shumlin announced that the state was abandoning the push for a single-payer health system.   Vermont has ended its push for a single-payer health system because financing the program would require “enormous” new taxes for Vermont …

Read More »

Deadline for Submitting Reinsurance Fee Enrollment Counts Extended to Dec. 5

Posted December 01, 2014
The reinsurance fee annual enrollment count must be submitted by Nov. 15 each year.On Nov. 14, 2014, CMS extended the regulatory deadline for 2014 to 11:59 p.m. on Dec. 5, 2014.A contribution form became available viawww.pay.gov on Oct. 24, 2014.The deadline to submit the first reinsurance contribution payment is still Jan. 15, 2015. The deadline for contributing entities to submit their 2014 annual enrollment counts has been extended until 11:59 p.m. on Dec. 5, 2014.  The Affordable …

Read More »

Year-end Checklist for 2015 Compliance

Posted November 29, 2014
The Affordable Care Act (ACA) has made a number of significant changes to group health plans since the law was enacted over four years ago. Many of these key reforms became effective in 2014, including health plan design changes, increased wellness program incentives and reinsurance fees. Additional reforms take effect in 2015 for employers sponsoring group health plans. In 2015, the most significant ACA development impacting employers is the shared responsibility penalty and related reporting …

Read More »

HHS Issues Proposed Benefit and Payment Parameters for 2016

Posted November 25, 2014
On Nov. 21, 2014, HHS released its 2016 Notice of Benefit and Payment Parameters Proposed Rule.The proposed annual contribution rate for the reinsurance program is $27 per enrollee.The proposed rule identifies the annual enrollment period for the 2016 benefit year.The cost-sharing limit for non-grandfathered plans will increase for 2016 under the proposed rule.    The 2016 Notice of Benefit and Payment Parameters Proposed Rule includes a variety of changes for 2016, including updates to the cost-sharing …

Read More »

Agencies Further Increase the ACA’s Affordability Percentages for 2016

Posted November 24, 2014
On Nov. 21, 2014, the affordability contribution percentages were further increased for 2016. The new percentage still does not apply under the employer mandate’s affordability safe harbors. The affordability percentages for 2016 are:8.13% under the individual mandate; and9.66% under the employer mandate and premium tax credit eligibility rules. For plan years beginning in 2016, the health coverage affordability percentage under the ACA’s pay or play rules was generally further increased to 9.66 percent.  Under the Affordable …

Read More »