Resources

Why Jewelry Coverage is Worth its Weight in Gold

Jewelry is personal. In life’s journey, jewelry becomes a tangible representation of our most precious moments, representing cherished memories, milestones, and connections with loved ones.…

Empower Your Team with Our Insurance Coverage Usage Guide

Unlock the full potential of your moving and storage operations with our Insurance Coverage Usage Guide, a powerful resource designed to simplify insurance complexities and…

Staying Safe for the Holidays

The holiday season is full of festive traditions, from gift giving and gatherings to twinkling lights and candles. While we honor these traditions, it’s important…

Ice Damming – What Is It, and Am I Covered?

Winter landscapes may seem peaceful and picturesque – however, water/ice damage makes up 20 percent of all homeowner insurance claims. Some of the most common…

State Minimum Wage Rates 2026

The minimum wage rate is projected to change in 2026 in the following states: Alaska Hawaii New York Arizona Maine Ohio California Michigan Oregon Colorado…

2026 Employee Benefit Plan Limits

Employee benefits are frequently subject to annual dollar limits that are adjusted for inflation by the IRS each year. The following commonly offered employee benefits…

New 2026 Employment Law Changes Every Employer Needs to Know

Effective January 1, 2026, many states will implement new or amended labor and employment laws. These states include: Arkansas; Colorado; Connecticut; Delaware; Illinois; Maine; Minnesota;…

Enhanced ACA Subsidies Set to Expire: Potential Impact on Employers

The Affordable Care Act (ACA) created a federally financed subsidy, known as the premium tax credit (PTC), to help eligible individuals and families with low…

IRS Finalizes 2025 ACA Reporting Forms & Instructions

The Internal Revenue Service (IRS) issued final instructions for Affordable Care Act (ACA) reporting under Internal Revenue Code Sections 6055 and 6056 on November 5,…

IRS Publishes 2026 Retirement Plan Limits

The IRS has published Notice 2025-67, containing cost-of-living adjustments for 2026 that affect amounts employees can contribute to 401(k) plans and individual retirement accounts (IRAs).…

Penalty Relief Provided for Tax Year 2025 OBBBA Tip and Overtime Reporting

On November 5, 2025, the U.S. Department of the Treasury (Treasury) and IRS issued guidance providing penalty relief to employers and other payors for the…

PCORI Fee Amount Adjusted for 2026

The Internal Revenue Service (IRS) has released Notice 2025-61 announcing an increase in the Patient-Centered Outcomes Research Institute (PCORI) fee for plan years ending between…

Safety Tips for Using Fireplaces and Candles in Your Home

Whether for heating your home, creating a cozy ambience or decorating for the holidays, candles and fireplaces can be an enjoyable and cozy part of…

Preparing Your Car for Winter Conditions

Winter can bring many weather-related challenges for motorists, including frigid temperatures, slick roads and poor visibility. All of these conditions can have a significant impact…

Federal Agencies Release Updated Guidance on Providing Fertility Benefits

The U.S. Departments of Labor, Health and Human Services, and the Treasury (the Departments) jointly issued guidance on October 16, 2025, that clarifies existing categories…

Overlap Between Workers’ Compensation and FMLA

When employees become ill or are injured on the job, they may be covered by various laws. For example, workers’ compensation is a form of…

RWI Q4 2025 Market Update

As M&A volumes remain below historical norms in Q4 2025, the market for reps & warranties insurance (RWI) continues to favor insured buyers – and…

Health Care Industry Cybersecurity Challenges

Health care providers have increasingly utilized technology and are turning to digitization. Innovations such as telehealth, artificial intelligence (AI), digital billing systems and connected devices…

Cargo Spill Prevention Measures

A cargo spill refers to any unintentional release of items, liquids or raw materials from a truck or other vehicle specifically designed to transport freight…

Preventing Spontaneous Combustion Risks

Fires are a substantial risk to businesses in the construction industry. In addition to significant property damage, they can cause serious injuries and death. One…

How RWI Supports ESOP Transactions

In today’s complex business environment, Employee Stock Ownership Plans (ESOPs) have become a popular way for family-owned and closely held companies to provide liquidity and…

Welding & Gas CFO Club Recap October 2025

Thank you to those who were able to join the call. I also appreciate you indulging me with my request for feedback on GAWDA. Hope…

3 Ways to Revamp Your Workplace Safety Plan

When it comes to workplace safety, how protected do your employees really feel? According to a recent report from AlertMedia, a threat intelligence and emergency…

How Background Screening Protects Nonprofits from Hiring Risks

Nonprofit organizations must take care in selecting employees and volunteers to avoid putting themselves at risk of liability lawsuits and legal damages. Background screening of…