Resources

U.S. Traffic Deaths Likely Jumped 10.5% Last Year To Highest Since 2005

The National Highway Traffic Safety Administration (NHTSA) has released its early estimate of traffic fatalities in 2021. The recent report found an estimated 42,915 fatal…

Top Areas of Risk for Nonprofits to Consider When Evaluating Their Coverage

Nonprofit organizations provide essential social services that benefit the community and their members. However, even if your organization doesn’t sell a product or generate profit,…

Construction Fall Protection

Uncover Effective Construction Fall Protection Tips: No More Fear of Falling! The construction industry is one of the most high-risk sectors for workplace accidents, primarily…

Dry Ice Manufacturing Safety

Don’t leave your employee’s safety out in the cold Authored by Will Cray & Tony Hopkins Dry ice manufacturing is becoming a large part of the welding…

Some State Insurance Laws Come In Conflict With Federal HSA Rules

General requirements for contributions to health savings accounts (HSAs) strictly limit the types of health plan coverage that eligible individuals may have. To be eligible…

EEOC Opens EEO-1 Reporting Portal for Workforce Data With May 17, 2022 Deadline

The online portal for private sector employers to submit equal employment opportunity (EEO-1) workforce data from 2021 to the U.S. Equal Employment Opportunity Commission (EEOC)…

OFCCP Issues a New Directive on EEO Laws for Federal Contractors

On April 6, 2022, the U.S. Department of Labor (DOL) announced new guidance provided by its Office of Federal Contract Compliance Programs (OFCCP), which enforces…

How Will Inflation Impact Your Talent Strategy?

The job market has grown more competitive, and companies are raising wages to attract and retain their talent. The Bureau of Labor Statistics reported that…

Remaining Commuter Benefits Cannot Be Transferred to Health FSA

Important Generally, unused compensation reduction amounts under an employer’s qualified transportation plan may be carried over to subsequent years for future commuting expenses. Cash reimbursements…

House Passes Securing a Strong Retirement Act of 2022

The U.S. House of Representatives passed the Securing a Strong Retirement Act of 2022 on March 29, 2022, with a bipartisan vote of 414-5. The…

IRS Suspends Notices to Delinquent Filers of Some Returns

The IRS announced on March 22, 2022, it will temporarily stop sending written notices to certain entities that fall behind on filing obligations related to…

DOJ Releases Guidance on Opioid Addiction and the ADA

Highlights Addiction Under the ADA : The ADA generally protects individuals with OUD and other drug addictions from discrimination as long as they are not…

IRS Proposes Amendment to Family Coverage Affordability Rules

Highlights This proposed rule addresses eligibility for the premium tax credit, which is available for Exchange health coverage. The rule would provide that the affordability…

OSHA Proposes to Revise Electronic Reporting Requirements

Important Dates March 30, 2022: Expected publication date for proposed rule. May 31, 2022: Expected deadline for submitting comments on the proposed rule. OSHA proposed a rule…

I Fell for an Email Scam – Is There Insurance to Recover My Money?

Cybercriminals are smart and have turned stealing money from innocent people into an art form. The more we use technology to simplify our lives, the…

Can I Be Sued for Making a Comment on Social Media?

The way we connect, collaborate, and communicate today is vastly different from a mere decade ago. Once a platform for college students, social media is…

Uninsured Drivers – How Protected Are You?

There is no nationwide rule or law in place regarding auto liability insurance requirements. Each state has individual rules, regulations and “state minimum limits of…

Why Your Insurance Carrier Denied the Extra Rebuild Expense Due to a Building Code?

When your home sustains significant damages due to a fire or even a weather event, some city/town ordinances or zoning laws may require you to…

When Does Homeowners’ Insurance Cover a Flooded Basement?

A flooded basement is one of the most ambiguous insurance situations a homeowner can find themselves in. Some situations are covered by home insurance, while…

The Facts of Life: The Case for Permanent Life Insurance

By: Paul V. Shaheen, RHU, REBC / Vice President Let’s face it, we’re all getting older, and according to AARP, nearly 10,000 of us are turning…

Roll Up Due Diligence: 5 Biggest Considerations in Property & Casualty Insurance

By: Tony Hopkins, CPCU, CIC, CRM; Senior Vice President, Business Insurance key concepts Two Emerging Trends – Cyber and Transactional Insurance Three Tried & True…

Driving Down Injuries, Risk, and Cost

The partnership between a client and a safety consulting firm can build the foundation for building, and maintaining, a strong culture of safety. Much…

OSHA Launches National Emphasis Program for Heat Hazards

OSHA launched its National Emphasis Program (NEP) for protecting workers from heat hazards in indoor and outdoor workplaces on April 12, 2022. Through the program,…

Collaboration Between Physicians and Advanced Practice Registered Nurses

Physicians are often contractually required to work with advanced practice registered nurses (APRNs) as part of their employment responsibilities. Some physicians are asked to be…