Resources

IRS Provides Expenses Paid with Forgiven PPP Funds Are Not Deductible

On April 30th, the IRS released Notice 2020-32, which provides guidance on the deductibility of expenses paid with Paycheck Protection Program (PPP) loan proceeds that are…

Cyber Funding Considerations for Nonprofits

By: Bryan Kinsey, Sales Executive / Risk Advisory Solutions With COVID-19 fundamentally changing the way business is conducted, companies of all sizes are finding the…

Investing in Food Safety Practices and Protocols

Charlie Munger, Vice-Chairman of Berkshire Hathaway, famously said, “You have to hang experience on the latticework of models in your head.” For years, food manufacturers…

Best in (Retiree) Class

By: Paul V. Shaheen, REBC, RHU, Vice President / Employee Benefit Solutions For years, many employers have considered offering group medical coverage for their retirees.…

Potential Reduced Work Comp Rate for Paid ‘Stay-At-Home’ Employees

By: Tony Hopkins, CPCU, CRM, CIC, Vice President / Risk Advisory Solutions NEW Workers Compensation Guidance from WCRB (Wisconsin) and NCCI (National) As a result…

Healthcare Market Overview: The COVID-19 Impact

April 16, 2020 / By: Michael E. Wojcik, MBA, CLU,CFP®, Senior Vice President / Employee Benefit Solutions As we navigate through the COVID–19 (Coronavirus) pandemic, healthcare…

Vandalism Prevention

By: Kevin Mershimer, Senior Sales Executive / Risk Advisory Solutions The definition of vandalism is the willful marking upon, defacing, and damaging of property. It is a…

Why the Vacancy Provision Matters in your Property Policy

Not all insurance forms are created equal. Some have standard ISO wording, while others have proprietary forms. Are they different? In short, yes, they can…

In times like these, focus on things you can control

We can’t control the severity of the COVID-19 virus. We can’t control the impact this virus has had on the stock market and economy. We…

Water, Water, Everywhere

Although these three words are borrowed from “The Rime of the Ancient Mariner,” they capture the heartbroken sentiments many homeowners experience after a failure in…

For Thriving Employees – Benefits Matter

We know that when employees are healthy, have lower stress levels, and are happier, they are generally better employees. Better employees are more productive and…

Self-Funded Benefit Programs from the Employee Perspective

As predicted, we saw healthcare costs rise in 2020, and unless we see a dramatic shift in health care legislation, those rates won’t go down…

Work at Home Ergonomics

With millions of Americans working from home and riding out the worldwide COVID-19 threat, there is a growing need to address workstation ergonomics in the…

Employee Benefits Market Positivity in an Unknown, Scary Time

By: Paul V. Shaheen, RHU, REBC, Vice President / Employee Benefit Solutions As the COVID-19 crisis continues, staying optimistic and positive has undoubtedly been a…

The Biggest Mistakes Your HR Department Might Be Making

Your Human Resources Department has more than likely changed dramatically over the past decade – less paper and more advanced technology. Before you implement a…

Wood Products and Lumber Site Loss Control Measures Amid a Pandemic

By: Kevin Mershimer, CIC, CRM, CSP, Wood Products Practice / Horton Risk Advisory Solutions The recent pandemic has impacted many of us and will continue…

Do You Actually Have Recall Coverage?

By: Dan Galos, Sales Executive / Horton Risk Advisory Solutions Does your business have a Product Recall policy? Which situation do you identify your business…

Construction Site Loss Control Measures Amid a Pandemic

By: Matt Meyer, CRIS, Senior Sales Executive / Construction Practice, Risk Advisory Solutions The recent pandemic has impacted many of us and will continue to…

Supporting the Functionally Uninsured Employee

In the constant quest to reduce rising health care costs, companies are asking their employees to share in part of the financial risk with high…

HR Technology Adding Value to the Employee Experience

In our quest to be more efficient, leaner, meaner, and more profitable with a bottom line laser focus, employers often forget how adding new technology…

Questions Concerning COVID-19 Impact on Modified Duty and Payment of TTD

Authored by Hennessy & Roach Illinois: 1. If somebody was on modified duty and due to the virus the employer is shutting down are we responsible to…

Is HR Tech Changing the Way We Work, Manage, and Lead?

Companies that don’t innovate eventually don’t survive, so the increase of technology-specific to workplace onboarding, performance, and management is just a natural progression in the…

Preparing Your Business and Employees for Permanent Layoffs

A permanent layoff is akin to termination or separation. It is the permanent letting go of an employee without cause and with no expectation that…

Preparing Your Business and Employees for Remote Work

Authored by Robert Bernstein and Elizabeth Rice, Laner Muchin Preparing for remote work may seem like a challenging undertaking, but it is the least extreme personnel…