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Posted October 22, 2015 at 3:30 PM
Overview The proposed regulations would update prior IRS guidance to reflect that same-sex couples can now marry in all states and that all states must recognize these marriages. Individuals in... Read More

Posted October 15, 2015 at 1:00 PM
Can I join the GAWDA program at any time? Yes, with appropriate notice to your current carrier (typically 30 days), you can move into the GAWDA program at any time. Rates are guaranteed through... Read More

Posted October 8, 2015 at 10:15 AM
Protecting Affordable Coverage for Employees (PACE) Act repeals the Affordable Care Act (ACA) requirement that the small group market in every state be expanded to include businesses with 51-100... Read More

Posted October 2, 2015 at 1:30 PM
A captive is an independent insurance company that is created and owned by at least one non-insurance company for the purpose of insuring the employee benefits risks of its owner (or owners). It has... Read More

Posted September 23, 2015 at 12:00 AM
The Affordable Care Act (ACA) created a number of federal reporting requirements for employers and health plans. The additional reporting is intended to promote transparency with respect to health... Read More

Posted September 16, 2015 at 10:15 AM
Key Areas: Overview Important Definitions including plans subject to COBRA, qualified beneficiaries, maximum coverage period and qualifying events Chart of Qualifying Events   Overview The... Read More

Posted September 15, 2015 at 12:00 AM
Every year the Family and Medical Leave Act (FMLA) helps employees across the nation manage serious health issues and care for ill family members. With this comes a major frustration for employers—... Read More

Posted September 11, 2015 at 11:45 AM
Employers can assist employees during open enrollment by distributing materials that explain new health options and changes to existing benefits. Open enrollment is a period of time each year when... Read More

Posted September 11, 2015 at 11:30 AM
The Fair Labor Standards Act (FLSA) requires employers to compensate their employees for all hours employees are "suffered or permitted" to work. This means that an employer must compensate its... Read More

Posted September 11, 2015 at 11:15 AM
A new law allows employers to exclude certain covered veterans when determining ALE status. This provision applies retroactively for months beginning after Dec. 31, 2013. Covered veterans must still... Read More