Resources

IRS FAQs focusing on Premium Tax Credit Changes resulting from the APRA

Highlights What is the premium tax credit (PTC)? How do taxpayers know that APTC was paid for their coverage? What happens if you already filed…

DOL Releases FAQs About American Rescue Plan’s COBRA Subsidy

Highlights Coverage is Retroactive: Individuals may start their subsidized coverage April 1, 2021, even if they make their election at a later date. Violations Subject to…

DOL Releases FAQs, Model Notices for COBRA Subsidy in the ARPA

Important dates: March 11, 2021: ARPA signed into law April 1, 2021: ARPA subsidy for COBRA premiums began. Sept. 30, 2021: ARPA subsidy for COBRA premiums expire.…

IRS Releases New Employer Resources on FFCRA Leave Tax Credits

HIGHLIGHTS The ARPA extended tax credits for FFCRA paid leave voluntarily provided by employers through Sept. 30, 2021. The tax credits cover costs related to…

Consolidated Appropriations Act and Mental Health Parity FAQs

HIGHLIGHTS The FAQs address the following: When plans and issuers must make their NQTL comparative analyses available What information plans and issuers must make available…

The Case for Critical Illness Insurance and Why Everyone Should Have It

Critical Illness insurance might very well be the most important type of coverage you’ve never heard of. It isn’t nearly as old a concept as life…

Virtual Wellness Programs for Employers

For many, virtual work happened overnight. While some enjoy it, others miss the hustle and bustle of being in the office. As it’s still unknown…

What Is and Isn’t Covered by a Wine Collection Insurance Policy?

Consumer interest in wine has risen sharply across the last decade and a half. Along with it has come a wave of new collectors whose…

Clarifying Guidance for Health FSA and DCAP COVID-19 Relief

In February, the IRS released Notice 2021-15 in order to clarify the application of temporary special rules for health flexible spending arrangements (FSAs) and dependent care…

DOL Will Allow Portions of the Tip Rule to Take Effect April 30

Important Dates December 30, 2020 – The DOL published its final rule on employee tips. The effective date was set for March 1, 2021. February 26,…

DOL Proposes to Rescind the FLSA Joint Employer Determination Rule

Important Dates March 16, 2020 – Joint employer rule became effective. September 8, 2020 – Federal District Court for the Southern District of New York…

IRS Issues Guidance on Employee Retention Credit for 2020

Important Information The ERC is equal to 50% of qualified wages paid, including qualified health plan expenses, up to $10,000 per employee in 2020. The…

American Rescue Plan Act: COBRA Subsidy Provisions

On March 11, 2021, the American Rescue Plan Act (ARPA) was signed into law and provides a 100% subsidy of premiums for employer-sponsored group health insurance continued…

Wine Damage Claims: Why It Pays to Work with a Specialist Broker

Insurance claims are complicated – particularly when it comes to wine collections. In fact, wine claims can be quite a bit more complicated than other…

OSHA’s Safe and Sound Week Scheduled for August 9th through 15th

Each year, more than 3.6 million employees are seriously injured each year while at work. Additionally, more than 5,000 workers are killed on the job.…

Warning: Fatal Vehicle Crashes Up 24% in 2020

More than 42,060 people died in vehicle crashes in 2020 across the country. The National Safety Council (NSC) has released preliminary data showing vehicle fatalities in…

Federal Law Alerts – March 2021

Authored by ThinkHR 2019 and 2020 EEO-1 Reporting to Open at End of April 2021 On March 12, 2021, the U.S. Equal Employment Opportunity (EEOC)…

Making the Case for Safety in NonProfits

Leveraging Accident Review Boards to Reduce Workers Compensation Claims. WHAT challenges do nonprofits face today? NonProfits have always fought the good fight – delivering on…

IRS Provides Two Additional Codes for ICHRAs Under Section 6056

On Feb. 2, 2021, the Internal Revenue Service (IRS) provided two additional codes from Code Series 1 that can be used for reporting offers of…

DOL Proposes New Effective Date for Independent Contractor Rule

In February, the U.S. Department of Labor’s (DOL) Wage and Hour Division (WHD) proposed delaying the effective date for the Independent Contractor final rule from…

FAQs Updated by IRS on Employer Tax Credits for FFCRA Leave

In January, the IRS updated its frequently asked questions (FAQs) on tax credits available to employers for providing paid employee leave under the Families First Coronavirus…

Outbreak Period Expiration Looming, No New Guidance

Last year, federal agencies issued relief postponing various employee benefit plan deadlines during a defined “Outbreak Period” which will help participants, plans and service providers…

DOL’s January 2021 FLSA Opinion Letters

The U.S. Department of Labor issued nine opinion letters during January 2021 to clarify how the Fair Labor Standards Act (FLSA) applies to various employment…

Data Security and Higher Education

Colleges and universities must uphold the value of the free exchange of ideas while keeping students’ private information secure and complying with state and federal…