Resources

COBRA Continuation Coverage – Mergers and Acquisitions

COBRA RULES Mergers and acquisitions raise COBRA coverage issues for qualified beneficiaries. The IRS has issued COBRA regulations that address business reorganizations. The seller’s group…

How to Retain Frontline Caregivers in the New Work World

The core connection between senior living operators and their frontline caregivers is that they both personally care and feel gratification for serving the elderly population.…

Getting the Best Insurance Pricing

Insurance carriers get inundated with submissions from more welding & gas companies than they can handle. The key is getting your submission to the top of the…

EEOC Releases New FAQs on Religious Exceptions

The Equal Employment Opportunity Commission (EEOC) issued six new answers on October 25th to frequently asked questions (FAQs) about how employers should handle employee requests…

Safety Programs in a Difficult Labor Market

Employers across the US have faced difficult circumstances during the last 18 months, including labor shortages, disruption in supply chains, changing directives regarding masks and…

The Department of Health and Human Services Issues Answers to Common Questions Regarding Vaccines and HIPAA Privacy

On September 30, the Department of Health and Human Services (HHS) issued a set of frequently asked questions (“the FAQ”) that covered common issues and…

Regulations Issued on Surprise Medical Billing Ban

The Departments of Labor (DOL), Health and Human Services (HHS) and the Treasury (Departments) jointly released an additional interim final rule outlining further requirements related…

Multifamily Lender Insurance Considerations

When it comes to acquiring and refinancing apartment buildings with values greater than $5 million, the key lenders are often the Agency Lenders (Freddie Mac,…

Non-Profit: Benchmark Report

We developed this report to assist non-profit organization insurance buyers in their purchasing decisions. The report focuses on professional liability, including abuse and molestation, directors and officers…

FMCSA Announces New Mandate for Driver’s Licensing Agencies

The Federal Motor Carrier Safety Administration (FMCSA) published a final rule on October 7, 2021, to mandate state driver’s licensing agencies (SDLAs) to access and…

Struggling with High Turnover in Manufacturing

The manufacturing industry has faced significant challenges as it relates to employee turnover, especially in the last few years. In fact, the turnover rate in…

Be a Gem and Insure Your Jewelry

Jewelry is often gifted to commemorate a special birthday, engagement, milestone, or memory; therefore, it is intrinsically linked to your emotions. High-quality jewelry that is…

Best Practices for Mitigating Profit Loss with Subcontractors

Scenario* ABC Movers had a client with nationwide locations that accounted for a significant portion of their annual revenue. In some instances, this client had…

Your Vehicle, Secured: Essential Tips to Prevent Car Theft

Understanding the Nature of Car Theft: Car theft is an unfortunate and widespread crime that can affect anyone. It is essential to familiarize yourself with…

How to Stay Safe During Flu Season

The arrival of the fall and winter months signals many things, including flu season.

Nonprofit Board members’ Role in Reviewing Form 990

Are you a board member of tax-exempt organizations under section 501(a)? Then you have the responsibility to receive and review Form 990, Return of Organization…

Preparing Your Car for Winter Weather

Even if you live in an area where the winters are mild, you still need to perform a car care check as the days grow…

Return to Basics in Physician Medical Malpractice Underwriting

Authored by Mike Madey, MBA, RPLU, MJ As I’m sure you are aware, the Medical Professional Liability marketplace is going through some significant hardening. Some…

7th and 3rd Circuit: USERRA’s “Rights and Benefits” May Require Paid Military Leave

The federal Uniformed Services Employment and Reemployment Rights Act (USERRA) provides job protections for employees who miss work due to service in uniformed services. Among…

The U.S. Department of Labor Announces Final Rule on Employee Tip Regulations

On Sept. 23, the U.S. Department of Labor announced a final rule that will amend Fair Labor Standards Act (FLSA) regulations for employees that receive…

DOL Increases Minimum Wage Rate for Federal Contractors to $11.25

The U.S. Department of Labor (DOL) increased the minimum wage rate to $11.25 per hour for federal contractors on Sept. 15, 2021. Similarly, the minimum…

IRS Provides Employer Guidance for Reporting FFCRA Leave in 2021

The IRS issued Notice 2021-53 on Sept. 7, 2021, which provides guidance for employers on how to report sick and family leave wages paid to…

OSHA Initiating Expanded Measures to Better Protect Workers from Extreme Heat Hazards

OSHA announced on September 20th, 2021 that it will be initiating enhanced measures to better protect workers in hot environments and reduce the dangers of…

Affordability Percentages Significantly Reduced for 2022

The IRS released Revenue Procedure 2021-36 on August 30, 2021. This will index the contribution percentages in 2022 for determining affordability of an employer’s plan…